on US Bank’s secure website.
|Cash Back Rewards||Yes|
|Cash Back Rewards||Yes|
|Annual Member Fee||No|
US Bank Business Edge Credit Card is a credit card with no annual fee that allows small business owners to earn unlimited cash rewards on purchases. It gives an annual cash rewards bonus based on the previous year’s cash accrual. We compiled US Bank Business Edge user reviews from around the web and determined that they generally have negative ratings. We also discussed the rates and fees it offers.
Summary of User Reviews
US Bank Business Edge Credit Card Pros
People who left a positive review of the US Bank Business Edge Credit Card said that they enjoy the 3% cash back on cellular, gas, and office supply store purchases. They said they are happy with the 25% annual bonus (based on the prior year’s cash rewards).
US Bank Business Edge Credit Card Cons
People who left negative reviews of the US Bank Business Edge Credit Card said that they are unimpressed with the sign-up bonus of $150 given that there is a $500 spending requirement in the first 90 days.
Most Helpful Positive User Review:
A user who gave a positive review of the US Bank Business Edge Credit Card on CreditCards.com said that he is happy with the cash back rewards program of the card on cellular, gas, and office supplies purchases.
Most Helpful Negative User Review:
A user who gave a negative review of the US Bank Business Edge Credit Card on WalletHub finds the lack of travel benefits attached to this card to be disappointing for a business card.
Card Details: US Bank Business Edge Credit Card
|Credit Required||Info not available|
|Introductory APR on Purchases||0%|
|Introductory APR on Purchases Period||9 months|
|APR on Purchases After Introductory Period||12.74% to 18.74%|
|Introductory Balance Transfer APR||Info not available|
|Introductory Balance Transfer Fee||Info not available|
|Balance Transfer APR||12.74% to 18.74%|
|Balance Transfer Fee||Info not available|
|Cash Advance APR||Info not available|
|Cash Advance Fee||Info not available|
|Late Payment Fee||Up to $39|
|Return Payment Fee||Info not available|
|Foreign Transaction Fee||3% for foreign currency, 2% for US currency|
|Annual Member Fee||$0|
Rewards Details: US Bank Business Edge Credit Card
|Earn 3% cash back||on all cellular, gas, and office supply store net purchases|
|Earn 1% cash back||on all other purchases|
|Get a 25% annual cash rewards bonus||based on cash accrual from previous year|
Offer Details: US Bank Business Edge Credit Card
Earn 3% cash back on all cellular, gas, and office supply store net purchases and 1% cash back on all other purchases.
An annual cash rewards bonus of 25% is given based on cash accrual from the previous year.
There is no limit to the cash rewards that can be earned. Rewards will never expire.