Alabama Credit Union has nine offices in Alabama and hundreds of shared branches and surcharge-free ATMs nationwide through their CO-OP Financial Services network. Their small business offerings include business savings and checking accounts, lending, credit cards, and investments. They have an A+ BBB rating and generally positive reviews online.
To be eligible to become a member of Alabama Credit Union, you must meet one of their eligibility requirements.
Alabama Credit Union Business Checking Rates & Fees
| Monthly Fee | No monthly fee |
| Minimum Balance Requirement | No minimum balance requirement |
| Transaction Fee | 300 free transactions per month, $0.15 each thereafter |
| Wire Transfer Fee | Domestic: $14 International (per transfer of less than $10,000): $50 International (per transfer of $10,000 or more): $100 |
| Cash Deposit Fee | Information not available |
| Overdraft Fee | $19 per item for 1st and 2nd NSFs $29 per item for 3rd NSF $35 per item for 4th and additional NSFs |
| ATM Fee | Free for the first 3 foreign ATM transactions per month, $1 each thereafter |
Alabama Credit Union Network
Alabama Credit Union has nine branches in Alabama. They are also part of the CO-OP Financial Services network, which provides their members access to hundreds of shared branches and surcharge-free ATMs nationwide. You can use their branch locator to check which locations are closest to you.
Alabama Credit Union Additional Business Banking Services
Alabama Credit Union also offers the following business services: business savings accounts, lines and loans, credit cards, and commercial real estate financing. They currently do not offer SBA funding, business money market accounts, and wealth management. Find out more about their small business offerings on their website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Business Line of Credit | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | x |
| SBA Loans | x |
| Money Market Accounts | x |
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