American Express (Amex) Working Capital Terms is a financing solution that allows small business owners to request funds to cover their payables to their vendors. For Amex business credit card holders, they may be eligible to enroll in American Express Working Capital Terms with no credit check. In this article, we cover pricing. Ready to get started with American Express Working Capital Terms? Visit their website.
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Summary of American Express Working Capital Terms User Reviews
As of the date this article was written (11/15/18), there are very few up-to-date American Express Working Capital Terms reviews online. If you are a past or current American Express Working Capital Terms customer, leave a review to help other business owners who are deciding whether or not to use the company.
American Express Working Capital Terms Fees
American Express Working Capital Terms’ loanable amount, ranging from $1,000-$750,000, is based on a business’ financial profile, credit record, and history with Amex and other financial institutions. The fees range from 0.5% to 1.75%, 1.0% to 3.5%, and 1.5% to 5.25% for a 30, 60, and 90 day-term, respectively.
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Interest Rate* | |
*Not all borrowers are eligible for the lowest fee.
Ready to get started with American Express Working Capital Terms? Visit their website.
Top Lenders 2019
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| Loan Amount | Up to $250K for line of credit | ||
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| Credit Score | 600+ for line of credit | ||
Top Lender Pick from Fit Small Business
6 Best Working Capital Loans 2019 — A working capital loan is short-term business funding used to finance a company’s day-to-day operations, like buying inventory or covering payroll. This article reviews the best working capital loans for existing businesses, including short-term loans, an MCA (merchant cash advance), invoice factoring, and more. In this guide, we reviewed working capital loan providers in costs, terms, and qualifications to identify the six best.
American Express Working Capital Terms Features
Check out the list below of some of American Express Working Capital Terms’ features:
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American Express Working Capital Terms FAQ
How does American Express Working Capital Terms work?
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Can borrowers cancel their enrollment at any time?
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American Express Working Capital Terms Alternatives
Not sure if American Express Working Capital Terms is the right fit for you? Read our reviews of all top lender providers.
