American River Bank serves clients throughout Northern California, the Greater Sacramento Area, Sonoma County, Amador County, and the San Francisco Bay Area with 10 physical branches and more than 24,000 ATM locations through the MoneyPass network. Their offerings include business savings and checking, cash management, lending, and industry expertise. They have positive ratings on Yelp, Bankrate, and Facebook.
American River Bank Business Checking Rates & Fees
|Monthly Fee||$10 per month if balance requirement not met|
|Minimum Balance Requirement||Average collected monthly balance of $5,000|
|Transaction Fee||Up to 100 transactions monthly|
|Wire Transfer Fee||Incoming (domestic): $15|
Incoming (international): $30
Outgoing (domestic): $25
Outgoing (international): $50
|Cash Deposit Fee||$20,000 monthly cash limit|
|Overdraft Fee||1-6 items: $33 each|
7 or more: $35 each
|ATM Fee||No fee (reimbursement of 3 ATM fees a month charged by other banks)|
American River Bank Network
American River Bank operates approximately 10 branches in California and offers over 24,000 surcharge-free ATMs through the MoneyPass network. You can use their branch locator to see which locations are closest to you.
American River Bank Additional Business Banking Services
American River Bank also offers the following business services: business savings and money market accounts and business lines of credit, as well as SBA, equipment, business, and commercial real estate loans. They currently do not offer business credit cards nor wealth management services. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||x|
|Commercial Real Estate Loans||✓|
Best Small Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 6 options.