Ameris Bank has more than 100 branches located throughout Georgia, Florida, South Carolina and Tennessee. Its small business offerings include savings and business checking accounts, loans and lines, merchant services and cash management as well as payroll and human resources solutions. It has an A+ rating by the Better Business Bureau and a mix of positive and negative reviews online.
Ameris Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||200 free items each month; 25 cents for each item thereafter|
|Wire Transfer Fee||Information not available|
|Cash Deposit Fee||Free for the first $10,000 coin and currency deposited per month, $1 per $1,000 thereafter|
|Overdraft Fee||$35 per item (maximum of five items per day)|
$35 extended overdraft fee (charged if account is overdrawn for five consecutive business days)
|ATM Fee||$2 per non-Ameris Bank ATM transaction|
Ameris Bank Network
Ameris Bank has more than 100 branches serving Georgia, Florida, South Carolina and Tennessee. You can use its branch locator to see which locations are closest to you.
Ameris Bank Additional Business Banking Services
Ameris Bank also offers the following business services: business savings and money market accounts, credit cards, loans and lines, Small Business Administration loans, and commercial real estate financing. Currently, it doesn’t offer wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.