Arizona Federal Credit Union has 12 locations in Arizona, as well as thousands of shared branches and free ATMs nationwide through their CO-OP network. Their small business offerings include business savings and checking accounts. They have an A+ BBB rating and generally positive reviews online.
You’re eligible to open an account with Arizona Federal Credit Union if you live, work, worship, or attend school in Maricopa County, Pinal County, or The City of Tucson. You may also be eligible through a family or household member who has already chosen Arizona Federal for their financial needs.
Arizona Federal Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||0-25 items per month: No charge|
26-50 items: $0.05 each
51-75 items: $1.25 each plus $0.10 for each item over 50
76-100 items: $3.75 plus $0.15 for each item over 75
101 or more items: $7.50 each plus $0.20 for each item over 100
|Wire Transfer Fee||Incoming: $9 (for every wire over $100 received and posted to an account)|
Outgoing (domestic): $18
|Cash Deposit Fee||First $1,000 per day has zero charges, $0.25 per $100 thereafter|
|Overdraft Fee||$35 per item|
|ATM Fee||Free for the first 4 foreign ATM transactions per month, $2 each thereafter|
Arizona Federal Credit Union Network
Arizona Federal Credit Union has 12 locations serving the Metro Phoenix area in Arizona. They are also part of the coop network, which provides their members access to thousands of shared branches and surcharge-free ATMs nationwide. You can use their branch locator to check which locations are closest to you.
Arizona Federal Credit Union Additional Business Banking Services
Arizona Federal Credit Union also offers the following business services: business savings and money market accounts. Although they offer personal loans and lines, they currently do not offer business loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||x|
|Business Credit Cards||x|
|Commercial Real Estate Loans||x|
Best Business Checking Account for Small Businesses
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.