Atomic Credit Union has 13 branches in Ohio and thousands of surcharge-free ATMs nationwide through its MoneyPass and Alliance One networks. Its small business offerings include business savings and checking accounts, lines and loans, merchant services and credit cards. It is rated D- by the Better Business Bureau and one star based on two Yelp reviews.
You are eligible for Atomic Credit Union membership if you live, work or worship in one of these 14 Ohio counties: Adams, Athens, Brown, Gallia, Highland, Hocking, Jackson, Lawrence, Meigs, Perry, Pike, Ross, Scioto or Vinton.
Atomic Credit Union Business Checking Rates & Fees
|Monthly Fee||$7 per month, waived with eStatements and by maintaining balance requirement|
|Minimum Balance Requirement||$5,000 average account balances|
|Transaction Fee||Fee not indicated|
|Wire Transfer Fee||Outgoing (domestic): $12|
Outgoing (international): $30
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$35 per item|
|ATM Fee||No fee when you use network ATMs|
Atomic Credit Union Network
Atomic Credit Union has 13 branches located in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston and General Mills in Ohio. It is also part of the MoneyPass and Alliance One networks, providing its members access to thousands of surcharge-free ATMs nationwide. You can use its branch locator to see which locations are closest to you.
Atomic Credit Union Additional Business Banking Services
Atomic Credit Union also offers the following business services: business savings account, lines of credit, business loans, credit cards, commercial real estate financing. Currently, it does not offer business money market accounts, Small Business Administration loans or wealth management. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
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