Dennis Shirshikov

A working capital loan is short-term business funding used to finance a company’s day-to-day operations, like buying inventory or covering payroll. Common small business working capital loans are lines of credit, term loans, invoice financing, and merchant cash advances. We reviewed working capital loan providers on costs, terms, and qualifications to identify the top six….

Businesses can use a small business working capital line of credit to cover temporary gaps in working capital resulting from seasonality or unexpected expenses. In contrast to term loans, it’s best used for smaller gaps in funding rather than large one-time payments. The best lenders offer flexible terms to small businesses for working capital management….

Alternative business loans have more flexible credit requirements, easier applications, and potentially quicker access to funds than traditional bank loans. Alternative business funding encompasses everything from short-term working capital loans to long-term commercial real estate loans. They are ideal for businesses that are unable to qualify for traditional loans or need funds quickly. For small…

The best cash flow lenders offer business term loans and lines of credit, invoice financing, and merchant cash advances. They’re used by businesses to meet obligations or replenish inventory. Cash flow loans can be approved in minutes with an online application, funded in 24 hours, and have rates that start at 9% APR. 7 Best…

Borrowers with credit scores below 600 have difficulty qualifying for financing. Every lender checks your credit score. However, lenders offering the best business loans for bad credit evaluate additional aspects of your business to get you qualified. We evaluated online lenders and selected the best bad credit business loans to save you time when applying….