Cyber insurance is a policy designed to protect businesses from losses that occur as a result of cyberattacks and electronic data breaches. Cyber insurance companies typically cover costs like data restoration, legal fees, consumer credit monitoring, and regulatory fines. We reviewed more than 25 of the top cyber insurance providers and narrowed them down to…
About the Author
Jaclyn Moriarty
Jaclyn Moriarty is a writer with our finance team focusing on insurance. Prior to joining Fit Small Business, Jaclyn worked in content marketing for financial services. She holds a Bachelor of Arts degree in journalism and English from Bradley University and has written for a number of finance and insurance companies, including Insureon and Amica.
When not busy keeping up on all things FinServ, Jaclyn is fond of drinking coffee, reading comics, and watching hockey.
9 Best Commercial Property Insurance Companies
The best commercial property insurance companies offer tailored policies to meet the unique needs of business owners. While looking for a commercial property insurance provider, business owners should look for comprehensive coverage, sound financial strength, and customizable options needed for your industry. We reviewed more than 20 of the top commercial insurance companies and narrowed…
Life Coach Insurance: Coverage, Providers & Cost
Life coaches offer expert advice to individuals, so they need professional liability insurance in case they’re sued over their services. Policies typically cost between $400 and $1,800 annually, depending on your business size. Life coaches should also consider purchasing a business owner’s policy (BOP), which costs about $600 annually, as well as commercial auto insurance…
Food Vendor Insurance: Coverage, Providers & Cost
Food vendor insurance refers to the types of coverage food vendors need to protect their businesses against financial loss from liability claims. The most common policies for food vendors are general liability and commercial property. Food vendor insurance costs start around $300 to $1,300 annually and can start as low as at $60 for single-day…
How Much Does Workers’ Compensation Insurance Cost?
Workers’ compensation insurance costs depend on many factors, such as state regulations, payroll, and industry, so it’s difficult to pinpoint an exact premium without considering all of your business’ characteristics. Employers pay an average of $936 per employee in annual for workers’ compensation, according to the United States Bureau of Labor Statistics. Those in less…
10 Best Small Business Insurance Companies 2020
The best small business insurance companies offer core policie like general liability, plus a broad range of additional coverages that most small business owners need. We reviewed dozens of providers to find the top 10 based on key criteria like coverage types, customer service, and pricing. Top Small Business Insurance Companies Which Insurance Carrier Is…
Workers’ Compensation Insurance: Requirements, Cost & Providers
Workers’ compensation insurance is required in most states to cover medical bills, rehabilitation costs, and lost wages for employees who get injured or experience a work-related illness. Costs vary depending on factors such as your business’ location, industry, and payroll. Typically, small business owners pay $450 per employee in annual workers’ compensation premium. Getting affordable…
7 Best Workers’ Compensation Insurance Companies 2020
The best workers’ compensation insurance companies provide more than just excellent coverage, they seek to train employers on safety and make the process of buying and paying for workers’ compensation insurance easy. We reviewed several top-rated workers’ compensation carriers to give you the best seven from which to choose. Top Workers’ Compensation Insurance Companies 2020…
6 Best Commercial Auto Insurance Companies 2020
Small business owners who need commercial auto insurance should look for reliable providers that can offer quality coverage at an affordable rate and that can scale with their business. We compared more than 12 carriers on criteria including costs, policy options, and additional features to determine the six best commercial auto insurance companies. Top 6…
9 Best General Liability Insurance Companies 2020
Small business owners want to work with general liability insurance companies that are reliable and can offer quality coverage at an affordable rate. We compared more than 20 carriers on criteria such as costs, policy options, and online availability to come up with the nine best general liability insurance companies. Top General Liability Insurance Companies…
Personal Trainer Insurance: Cost, Coverage & Providers
Personal trainer insurance usually refers to a group of business policies designed to protect a personal trainer’s assets. One common policy for trainers is commercial general liability, which covers third-party bodily injury, property damage, and reputational harm. However, most trainers need other types of insurance, so personal trainer insurance costs between $175 to $1,600 annually….
What Is Personal and Advertising Injury Coverage?
Personal and advertising injury coverage, included in commercial general liability insurance, protects your business against claims typically involving an infringement on a third party’s personal or intellectual rights. It can cover libel, slander, and copyright infringement. Coverage provides defense up to your personal and advertising injury coverage limits, in the event of a claim. What…