Megan Hanna

Restaurant owners in need of insurance typically buy separate policies to protect against a variety of potential business-related losses, including costs of a lawsuit brought by a patron who slipped on their floor, damage due to a fire, a data breach that compromises customer data or injury to employees. Policies that cover these losses could…

Interior designer insurance is a Business Owner’s Policy that offers affordable coverage for property damage and personal injury, with costs averaging $1,200 per year. Interior designers should also consider professional liability coverage, which costs about $1,735 per year, as well as commercial auto insurance at a cost of $750 – $1,200 per vehicle. The Hartford…

Professional liability insurance for consultants offers protection in the case of lawsuits arising from the professional services they provide. Insurance for consultants should also include a Business Owner’s Policy to cover general liability and property damage. Annual costs of a professional liability policy are $1,367 on average, while a BOP costs around $853 per year….

Electrician insurance refers to policies protecting against financial loss resulting from property damage, workplace injuries, income loss, and vehicle accidents in work trucks. Electricians may need multiple policies to provide full coverage, but can save using a Business Owner’s Policy (BOP). Electrical contractors usually pay an annual average of $500 to $1,006 for a BOP….

Media liability insurance is a type of specialized errors and omissions insurance. It protects authors; publishers or broadcasters; advertising or PR agencies; and other media professionals if they’re sued for defamation, invasion of privacy, plagiarism and related claims. Policies may cost as low as $500, but average around $2,500. We’ve reviewed five policies here. If…

The most important part of life coach insurance is malpractice insurance that protects coaches if they’re sued over their advice. Coaches should also consider a Business Owner’s Policy, which costs about $1,200 annually, as well as cyber liability and commercial auto insurance. Professional liability insurance offers additional coverage and typically costs $1,735 annually. If you’re…

Fiduciary liability insurance is a specialized type of errors and omissions insurance coverage. Fiduciaries are individuals or companies responsible for administering employee benefit plans or managing assets belonging to another individual or entity. If they’re sued, fiduciary liability insurance covers legal defense costs and damages. This type of coverage typically costs $500 and $2,500 annually….