Megan Hanna

Restaurant owners in need of insurance typically buy separate policies to protect against a variety of potential business-related losses, including costs of a lawsuit brought by a patron who slipped on their floor, damage due to a fire, a data breach that compromises customer data or injury to employees. Policies that cover these losses could…

Interior designer insurance is a Business Owner’s Policy that offers affordable coverage for property damage and personal injury, with costs averaging $1,200 per year. Interior designers should also consider professional liability coverage, which costs about $1,735 per year, as well as commercial auto insurance at a cost of $750 – $1,200 per vehicle. The Hartford…

Dance instructors insurance protects against liability due to injury or claims arising from bad instruction. Instructors and studio owners also need protection against the risk of injury to employees or property damages. Average annual costs are $1,200 for a Business Owner’s Policy, while professional liability insurance is slightly more at about $1,735 annually. If you’re…

Professional liability insurance for consultants offers protection in the case of lawsuits arising from the professional services they provide. Insurance for consultants should also include a Business Owner’s Policy to cover general liability and property damage. Annual costs of a professional liability policy are $1,367 on average, while a BOP costs around $853 per year….

Electrician insurance refers to policies protecting against financial loss resulting from property damage, workplace injuries, income loss, and vehicle accidents in work trucks. Electricians may need multiple policies to provide full coverage, but can save using a Business Owner’s Policy (BOP). Electrical contractors usually pay an annual average of $500 to $1,006 for a BOP….

Entertainment insurance protects producers, crew, equipment, and filming locations. Multiple insurance policies cover potential losses including general liability, production, and media liability insurance. A small production company could obtain general liability coverage and film production insurance for under $1,000 annually. The purchase of a Business Owner’s Policy, which bundles coverage, could provide savings. The Hartford…

The most important part of life coach insurance is malpractice insurance that protects coaches if they’re sued over their advice. Coaches should also consider a Business Owner’s Policy, which costs about $1,200 annually, as well as cyber liability and commercial auto insurance. Professional liability insurance offers additional coverage and typically costs $1,735 annually. If you’re…