Restaurant owners in need of insurance typically buy separate policies to protect against a variety of potential business-related losses, including costs of a lawsuit brought by a patron who slipped on their floor, damage due to a fire, a data breach that compromises customer data or injury to employees. Policies that cover these losses could…
About the Author
Megan Hanna
Megan Hanna specializes in small business finance, accounting, and taxes. Before her time with Fit Small Business, Megan earned an MBA with an emphasis in finance. Her professional background is focused heavily on commercial banking and risk management.
Megan is also earning her Doctor of Business Administration where her research focuses on poverty and microfinance in developing countries.
Also a creative person, Megan loves spending time with her family, making jewelry, playing the piano, and hiking in her hometown of Prescott, Arizona.
Insurance for Interior Designers & Decorators: Cost & Providers
Interior designer insurance is a Business Owner’s Policy that offers affordable coverage for property damage and personal injury, with costs averaging $1,200 per year. Interior designers should also consider professional liability coverage, which costs about $1,735 per year, as well as commercial auto insurance at a cost of $750 – $1,200 per vehicle. The Hartford…
Electrician Insurance Cost, Coverage, & Providers
Electrician insurance refers to policies protecting against financial loss resulting from property damage, workplace injuries, income loss, and vehicle accidents in work trucks. Electricians may need multiple policies to provide full coverage, but can save using a Business Owner’s Policy (BOP). Electrical contractors usually pay an annual average of $500 to $1,006 for a BOP….
Media Liability Insurance: Cost, Coverage & Providers
Media liability insurance is a type of specialized errors and omissions insurance. It protects authors; publishers or broadcasters; advertising or PR agencies; and other media professionals if they’re sued for defamation, invasion of privacy, plagiarism and related claims. Policies may cost as low as $500, but average around $2,500. We’ve reviewed five policies here. If…
SBA Form 1919: What the Borrower Information Form Is & How to Fill It Out
SBA Form 1919 is the borrower information form required by the SBA. This form includes personal identifying information as well as responses to 26 questions. Questions range from citizenship status to the potential jobs created or retained through the loan. Following the right steps when filling out SBA Form 1919 can prevent delays in your…
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