Yoga insurance can cover anything from a studio fire to student injuries to negligence claims. It’s simply a matter of selecting the policies that match your risks. Depending on the coverage and limits of your policies, the cost for Pilates and yoga teacher insurance can range from $100 to $400 per year. Whether you run…
About the Author
Virginia Hamill
Virginia Hamill is a staff writer for Fit Small Business specializing in insurance. Prior to joining the company, Virginia worked in the wholesale division of Insureon, an online insurance agency. She holds a master’s degree from Depaul University and has written for a number of digital finance and insurance companies, including Kin and TopstepTrader. When not busy pounding the keyboard, Virginia likes to try enchilada recipes and snuggle her pug Bogey.
Engineer & Architect Insurance: Cost, Coverage, & Providers
Architects and engineers need insurance to cover risks specific to their businesses, such as negligence claims for design flaws. While there’s no single engineer and architect insurance policy, business owners can match common commercial policies to their risks. Professional liability insurance and a business owner’s policy (BOP) usually costs $2,000 to $4,150 annually. Architects and…
Medical Malpractice Insurance: Cost, Coverage & Providers
Medical malpractice insurance is a professional liability policy designed for physicians and other medical professionals. Policies cover accusations that their negligence caused a patient’s injury or death. Medical malpractice insurance costs vary by state and specialty. Premiums start at $4,000 but can go up to $34,000 or more with typical costs around $10,000 per year….
10 Best Small Business Insurance Companies 2019
The best small business insurance companies offer basic policies, such as general liability, and a broad range of additional coverages that small business owners may need. We reviewed dozens of providers and narrowed them down to our top 10 based on key criteria like coverage types, customer service, and pricing. The Hartford: Best Overall Small…
Business Insurance for Startups: Cost, Coverage & Providers
Small business insurance protects startups’ assets when misfortune strikes. General liability, for instance, covers third-party lawsuits. Commercial property insures their business equipment and office space. Startups can usually combine this coverage in a business owner’s policy (BOP). Most BOPs include business interruption coverage too. BOPs cost between $500 and $3,500 a year. Business insurance is…
DJ Insurance: Cost, Coverage & Providers
Disc jockey (DJ) insurance isn’t a specific policy. The term refers to all the policies that protect professional DJs against business losses related to expensive equipment or stemming from interactions with hosts, party guests, and venues where they work. Depending on the carrier, DJ liability insurance typically costs between $200 to $400. Next Insurance is…
Universal Life Insurance: Definition, Cost & Providers
Universal life insurance is a permanent life policy. As long as you pay the premium, permanent life policies remain active. People like universal life because it’s less expensive than whole life and still has a tax-deferred saving component. Universal life also has flexible premiums. You can change the premiums and death benefit within certain limits….
Special Event Insurance: Cost, Coverage & Providers
Special event insurance is a type of insurance that individuals or organizations purchase to cover their liabilities when hosting events, such as weddings or fundraisers. Basic one-day event insurance averages about $125. That cost can go up based on the number of attendees, the location, and any planned activities. To get your event properly insured,…
6 Best Business Insurance Brokers 2019
Business insurance brokers can help you find the best coverage because they have access to multiple carriers. We researched two dozen popular brokers to find the six top insurance brokers for small business owners. The final six come out on top based on eight criteria, including price options, available carriers, coverages, and customer service. 6…
Term Life vs. Whole Life Insurance: Which Is Right for You?
Term life insurance is very affordable and ensures a death benefit for a set term, typically 10 to 30 years. Whole life insurance is more expensive, builds a cash value, and lasts your entire life as long as you pay your premium. Choosing term life versus whole life insurance depends on your budget and needs….
