Alaska Airlines Visa® Business Credit Card Review for 2022
This article is part of a larger series on Best Small Business Credit Cards.
The Alaska Airlines Visa® Business Credit Card from Bank of America is designed for business owners who travel frequently with Alaska Airlines. This business credit card offers travel perks like Alaska’s Famous Companion FareTM from $121 every year and free checked baggage for you and up to six guests.
Alaska Airlines Visa® Business credit card
BEST FOR:
Travel rewards on Alaska Airlines travel
- Get 40,000 bonus miles plus Alaska's Famous Companion Fare from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
- Get Alaska's Famous Companion Fare™ from $121 ($99 plus taxes and fees from $22) every year! That's right, each year on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
- Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
- Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.
- 50% off Alaska Lounge day passes and 20% back on inflight food, beverage and Wi-Fi purchases when you pay with your card.
- Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at more than 400,000 properties using Alaska Airline Hotels.
- Earn unlimited miles and travel with no blackout dates and no international transaction fees.
- Enjoy many money-saving benefits, 800-plus destinations, more than a dozen global airline partners, and a low annual fee of $50 for the company and $25 per card.
Pros
- Sign-up bonus
- Discounted companion fare
- Free checked luggage
Cons
- Employee cards aren’t free
- No introductory 0% APR
- No free annual fee period
Bank of America does not disclose detailed information on their credit card features. Please refer to your guide to benefits for complete benefit details:
- Free checked bag: Get a free checked bag for you and up to six guests on the same reservation.
- Purchase security: Bank of America may replace, repair, or reimburse you for purchased items that have been stolen or damaged.
- Extended protection: Receive an additional warranty coverage period in addition to the manufacturer’s warranty.
- Auto rental collision damage waiver: Receive coverage for car rental vehicles when you use the card for the entire purchase.
- Travel and Emergency Assistance Services: Includes up to $1 million in travel accident insurance and emergency ticket replacement.
- Get 40,000 bonus miles plus Alaska's Famous Companion Fare from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
- Get Alaska's Famous Companion Fare™ from $121 ($99 plus taxes and fees from $22) every year! That's right, each year on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
- Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
- Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.
- 50% off Alaska Lounge day passes and 20% back on inflight food, beverage and Wi-Fi purchases when you pay with your card.
- Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at more than 400,000 properties using Alaska Airline Hotels.
- Earn unlimited miles and travel with no blackout dates and no international transaction fees.
- Enjoy many money-saving benefits, 800-plus destinations, more than a dozen global airline partners, and a low annual fee of $50 for the company and $25 per card.
Pros
- Sign-up bonus
- Discounted companion fare
- Free checked luggage
Cons
- Employee cards aren’t free
- No introductory 0% APR
- No free annual fee period
Bank of America does not disclose detailed information on their credit card features. Please refer to your guide to benefits for complete benefit details:
- Free checked bag: Get a free checked bag for you and up to six guests on the same reservation.
- Purchase security: Bank of America may replace, repair, or reimburse you for purchased items that have been stolen or damaged.
- Extended protection: Receive an additional warranty coverage period in addition to the manufacturer’s warranty.
- Auto rental collision damage waiver: Receive coverage for car rental vehicles when you use the card for the entire purchase.
- Travel and Emergency Assistance Services: Includes up to $1 million in travel accident insurance and emergency ticket replacement.
Compare the features of one card to another by checking off this card and up to two more alternatives (see Alaska Airlines Visa® Business Credit Card from Bank of America). This allows you to view the details of each card in a side-by-side comparison.
How We Evaluate Travel Rewards Business Credit Cards
When evaluating travel rewards business credit cards like the Alaska Airlines Visa® Business Credit Card, we first consider the introductory rewards, ongoing rewards, and additional card features. We also take into account the cards’ annual fees and annual percentage rates (APRs).
Grading Criteria | Card Score | Highest Possible Score |
---|---|---|
Introductory Rewards | 20 | 25 |
Ongoing Rewards | 20 | 25 |
Additional Features | 22 | 25 |
Annual Fee | 13 | 15 |
Introductory APR | 0 | 5 |
Ongoing APR | 1 | 5 |
Total Score | 77 | 100 |
Who the Alaska Airlines Visa® Business Credit Card Is Best For
- Business owners who primarily fly on Alaska Airlines: You can redeem miles with no blackout dates on any of its 1,200 daily flights to more than 1,000 destinations with more than a dozen global airline partners.
- Business owners who usually check baggage and travel with companions: The Alaska Airlines Visa® Business Credit Card offers free checked baggage for you and up to six other travel companions.
Alaska Airlines Visa® Business Credit Card Fees
- Introductory APR: None
- Ongoing APR: 15.99% to 23.99% variable—adjusts with the prime rate
- Annual fee: $50 per company, $25 per card
- Balance transfer fee: $10 or 4% of the amount of each transaction, whichever is greater
- Foreign transaction fee: None
- Cash advance fee: $10 or 4% of the amount of each transaction, whichever is greater—APR is 24.24%
Alaska Airlines Visa® Business Credit Card Rewards
- 60,000 Bonus Miles and Alaska’s Famous Companion Fare™ Offer when you spend at least $3,000 within 90 days of opening an account
- 3 miles for every dollar spent directly on Alaska Airlines purchases
- 1 mile for every dollar spent on all other purchases.
- Alaska’s Famous Companion FareTM from $121 every year on your account anniversary
You can redeem your rewards by booking a one-way flight. You can also use miles to upgrade your one-way Alaska Airlines reservation to first-class or free nights and room discounts from more than 400,000 properties worldwide. You can enjoy flexibility when booking. There are no blackout dates on Alaska Airlines flights, and miles don’t expire on active accounts.
Alaska Airlines Visa® Business Credit Card Additional Features
Free Checked Baggage
With the Alaska Airlines Visa® Business Credit Card, you’ll receive free checked baggage for you and up to six guests on the same reservation. Alaska Airlines charges $30 for the first checked bag each way, so this benefit is worth up to $420 per round-trip flight.
20% Back on In-flight Purchases
You’ll receive a 20% rebate in the form of a statement credit for purchases of food, beverages, and Wi-Fi onboard Alaska and Alaska-operated flights. You’ll only be eligible for a rebate when you use your Alaska Airlines credit card to pay for in-flight purchases.
50% Lounge Day Pass Discount
You’ll receive a 50% discount on Alaska Lounge day pass purchases made using your Alaska Airlines Visa® Business Credit Card. Each pass grants one person one-time access to an Alaska Lounge location. Access is subject to space availability.
Purchase Security
When you purchase an item using your Alaska Airlines Visa® Business Credit Card, it’s protected from theft or damage for the first 90 days after purchase. Bank of America may replace, repair, or reimburse you for purchased items that have been stolen or damaged. Check your benefits guide to review the coverage offered by this feature.
Extended Protection
Items with an original manufacturer’s warranty that are purchased using your Bank of America credit card will receive additional warranty coverage. Refer to your benefits guide to review the coverage levels that are offered with this additional feature as well as the exclusions.
Auto Rental Collision Damage Waiver
The Alaska Airlines Visa® Business Credit Card provides rental vehicle insurance that covers damage due to collision or theft. To be eligible, you must charge your entire rental fee to your Alaska Airlines business credit card. You can learn more about the specific coverage levels when you receive your benefits guide with your card.
Overdraft Protection
If you have a Bank of America business checking account, you may enroll in overdraft protection to help avoid declined transactions, returned checks, or other overdrafts. If you opt for this service, Bank of America will transfer funds automatically in denominations of $100 to protect you from any overdrafts.
Travel and Emergency Assistance Services
The Alaska Airlines Visa® Business Credit Card provides travel and emergency assistance 24 hours a day when you’re traveling anywhere in the world. You can learn about the specific services that are included once you receive your card and benefits guide.
Roadside Assistance Program
The Alaska Airlines Visa® Business Credit Card owners can use a pay-per-use roadside assistance program. This roadside assistance dispatch is available any time of day and can send out a tow truck operator or locksmith in case of an emergency. Check your benefits guide to learn more about the specific services available and their corresponding costs.
Security & Fraud Monitoring
You can stay protected against unauthorized transactions with zero liability protection. Bank of America will block potential fraud if it detects abnormal patterns in your transactions. It’ll also notify you if the bank suspects any fraudulent activity.
Pros & Cons of the Alaska Airlines Visa® Business Credit Card
PROS | CONS |
---|---|
Sign-up bonus: You can earn 60,000 bonus miles plus Alaska's Famous Companion Fare™ offer when you meet the purchase requirements. | Employee cards aren’t free: The Alaska Airlines Visa® Business Credit Card charges an annual fee of $50 per company plus $25 per employee card. |
Discounted companion fare: You'll receive a discounted companion fare each year that allows you to book a companion flight from just $121. | No introductory 0% APR: You won’t be able to take advantage of interest-free financing if you plan to make a large purchase. |
Free checked luggage: You and up to six guests on the same reservation are eligible for a free checked bag each—you can save as much as $60 per person for a roundtrip flight. | No free annual fee period: This card does not offer a zero annual fee period—you’ll be charged an annual fee of $50 per company right away. |
Alaska Airlines Visa® Business Credit Card Alternatives
American Express Blue Business® Plus Credit Card
The American Express Blue Business® Plus is an excellent alternative if you want a no-annual-fee, low-interest credit card that offers points-based rewards on all purchases. This card offers a 0% introductory rate for 12 months and is a good option if you need to spend beyond your credit limit.
The Blue Business® Plus Credit Card from American Express
BEST FOR:
Pocketing 2x points per $1 and 0% introductory APR for 12 months
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.99% - 21.99%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
Pros
- No annual fee
- 0% APR for 12 months on purchases and balance transfer
- Welcome offer bonus points
- Expanded buying power
- Fixed-rate rewards
Cons
- Cash advances aren’t allowed
- Charges foreign transaction fees
- 2x points rewards are capped at $50,000 in spending
- Extended warranty protection: American Express will match the length of the original manufacturer’s warranty if it’s less than 2 years. It provides an additional 2 years if the original manufacturer’s warranty is between 2 and 5 years. Coverage is limited to $10,000 per occurrence and $50,000 per account each year.
- Purchase protection: The issuer will repair, replace, or reimburse you for an item purchased with the card that was damaged or stolen within 120 days of purchase. Coverage is limited to $1,000 per occurrence and $50,000 per account each year.
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.99% - 21.99%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
Pros
- No annual fee
- 0% APR for 12 months on purchases and balance transfer
- Welcome offer bonus points
- Expanded buying power
- Fixed-rate rewards
Cons
- Cash advances aren’t allowed
- Charges foreign transaction fees
- 2x points rewards are capped at $50,000 in spending
- Extended warranty protection: American Express will match the length of the original manufacturer’s warranty if it’s less than 2 years. It provides an additional 2 years if the original manufacturer’s warranty is between 2 and 5 years. Coverage is limited to $10,000 per occurrence and $50,000 per account each year.
- Purchase protection: The issuer will repair, replace, or reimburse you for an item purchased with the card that was damaged or stolen within 120 days of purchase. Coverage is limited to $1,000 per occurrence and $50,000 per account each year.
Chase Ink Business PreferredSM Credit Card
The Chase Ink Business Cash® card is best for office-based businesses as it offers 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services. It’s also a good alternative if you need to finance a large purchase because it offers a 0% APR for 12 months on purchases.
BEST FOR:
Office-based businesses that want top cash back rewards
Ink Business Cash® Credit Card
Pros
Cons
Pros
Cons
Delta SkyMiles® Platinum Business American Express Card
If you prefer to fly on Delta Airlines, consider opening a Delta SkyMiles® Platinum Business American Express Card. This business credit card offers premium miles on Delta flights and free checked-in baggage. Rewards may be redeemed for free Delta Airlines flights.
Delta SkyMiles® Platinum Business American Express Card
BEST FOR:
Frequent Delta flyers who want to access premium business Delta features
- Welcome Offer: Earn 60,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X).
- Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
- With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
- Terms and limitations apply.
Pros
- No foreign transaction fees
- In-flight savings
- Business management tools
Cons
- $250 annual fee
- No interest-free financing period
- Balance transfers aren’t allowed
- Delta benefits: Receive your first checked bag for free and access priority boarding.
- Travel accident insurance: Provides card owners with travel accident insurance up to $100,000.
- Purchase protection: Provides coverage for purchases that are damaged or stolen up to 120 days from the date of purchase. Coverage is limited to $1,000 for an item and up to $50,000 for all claims for one year.
- Welcome Offer: Earn 60,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X).
- Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
- With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
- Terms and limitations apply.
Pros
- No foreign transaction fees
- In-flight savings
- Business management tools
Cons
- $250 annual fee
- No interest-free financing period
- Balance transfers aren’t allowed
- Delta benefits: Receive your first checked bag for free and access priority boarding.
- Travel accident insurance: Provides card owners with travel accident insurance up to $100,000.
- Purchase protection: Provides coverage for purchases that are damaged or stolen up to 120 days from the date of purchase. Coverage is limited to $1,000 for an item and up to $50,000 for all claims for one year.
If you want to find other Bank of America credit card alternatives, visit our guide to the best Bank of America business credit cards.
Bottom Line
The Alaska Airlines Visa® Business Credit Card is best for business owners who travel frequently with Alaska Airlines and want to enjoy travel perks like free checked baggage and discounted companion fares. If this card isn’t what you need, check out our guide to the best small business credit cards or visit our Credit Card Marketplace to find other options.