Bank of Internet USA is an internet-based branchless bank headquartered in San Diego, CA 92121, USA. Their business banking services include business checking and saving, cash management, merchant services, workplace banking and lending services. They have an A+ BBB rating, and a mixed of positive and negative reviews online.
Bank of Internet USA Business Checking Rates & Fees
|Monthly Fee||No monthly maintenance fee with $5,000 average daily balance; otherwise $10 per month|
|Minimum Balance Requirement||$5,000 average daily balance|
|Transaction Fee||Up to 50 free items per month, $.50 per item thereafter|
|Wire Transfer Fee||Incoming:|
Domestic and International - Free
Domestic - $35.00
International - $45.00
|Cash Deposit Fee||Not available|
|Overdraft Fee||No fee|
|ATM Fee||Surcharge-free ATM network nationwide|
Bank of Internet USA Network
Bank of Internet USA is an online banking company with surcharge-free ATM network nationwide. Consumers of Bank of Internet USA can use any ATM nationwide — any brand.
Bank of Internet USA Additional Business Banking Services
Bank of Internet USA offers online & mobile banking, business savings, money market accounts, certificate of deposit accounts, and business line of credit. They also offer real estate loan, portfolio loan, and home equity loan. They, however, do not offer business loans and/or SBA loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||x|
|Commercial Real Estate Loans||✓|
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