BankIowa has seven branches in Iowa and thousands of surcharge-free SHAZAM ATMs nationwide. Its small business offerings include business savings and checking accounts, cash management, merchant services, remote deposit, and more. We searched for BankIowa reviews and found that it is rated A+ by the Better Business Bureau.
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BankIowa Business Checking Rates & Fees
| Monthly Fee | $10 per month if the balance requirement is not met |
| Minimum Balance Requirement | $5,000 daily collected balance |
| Transaction Fee | 150 free checks and 200 free items per month; $0.20 each thereafter |
| Wire Transfer Fee | Wire transfers (repetitive outgoing): $20 Incoming: $20 Outgoing (domestic): $25 Outgoing (international): U.S. currency $70 / foreign currency $50 |
| Cash Deposit Fee | Information not available |
| Overdraft Fee | $35 each |
| ATM Fee | $0.50 per foreign ATM balance inquiry $2 per foreign ATM withdrawal |
BankIowa Network
BankIowa has seven branches in Iowa. It is also a member of the SHAZAM Privileged Status program, which provides its customers access to thousands of surcharge-free ATMs nationwide. You may view its branch locator to check which locations are closest to you.
BankIowa Additional Business Banking Services
BankIowa also offers the following business services: business savings and money market accounts, lines of credit, term loans, commercial real estate financing, Small Business Administration (SBA) funding, agricultural loans, and credit cards. It currently does not offer wealth management. Find out more about its small business offerings on its website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Line of Credit | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| SBA Loans | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | x |
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.
