Banterra Bank has 36 branches throughout Illinois, Indiana, Kentucky, and Missouri. Their small business offerings include savings and business checking accounts, business and agricultural loans, treasury management, workforce banking, merchant processing, and more. They are rated A+ by the Better Business Bureau and 5 stars on Bankrate.
Banterra Bank Business Checking Rates & Fees
| Monthly Fee | $7.50 per month if balance requirement is not met |
| Minimum Balance Requirement | $1,500 minimum daily balance or $3,000 average monthly balance |
| Transaction Fee | Includes the first 250 items, $0.30 each thereafter |
| Wire Transfer Fee | Incoming: $15 Outgoing: $25 |
| Cash Deposit Fee | Information not available |
| Overdraft Fee | $35 per item (maximum of 4 items or $140 per day) |
| ATM Fee | $3 per foreign ATM transaction |
Banterra Bank Network
Banterra Bank operates 36 branches in four states: Illinois, Indiana, Kentucky, and Missouri. You can use their branch locator to see which locations are closest to you.
Banterra Bank Additional Business Banking Services
Banterra Bank also offers the following business services: business savings and money market accounts, credit cards, business loans, and commercial real estate financing. They currently do not offer SBA loans and wealth management. Find out more about their small business offerings on their website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Line of Credit | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | x |
| SBA Loans | x |
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.
