BTC Bank has 12 branches in Missouri and thousands of surcharge-free ATMs nationwide. It offers business savings and checking accounts, loans, safe deposit boxes, notary, agricultural solutions, trusts, and investment portfolio management. In this article, we cover BTC Bank business checking reviews and fees. Ready to get started? Apply now.
BTC Bank Business Checking Fees & Rates
The BTC Bank business checking fees include a monthly payment of $3, a minimum daily balance requirement of $300, and other charges, such as overdraft, ATM surcharge, and wire transfer, among others (amounts aren’t published on its website).
|Monthly Fee||$3 per month if the balance requirement is not maintained|
|Minimum Balance Requirement||$300 daily balance|
|Transaction Fee||Unlimited check writing|
|Wire Transfer Fees||Information not available|
|Cash Deposit Fee||Information not available|
|Overdraft Fee||Information not available|
|ATM Fee||No fee when you use network ATMs|
Summary of BTC Bank Reviews From Around the Web
We compiled online BTC Bank reviews from Facebook and Bankrate.com and found that it has an average rating of 5 stars. Customers who left reviews said that BTC Bank offers awesome and friendly customer service.
BTC Bank Network
BTC Bank has 12 full-service branches located in Bethany, Gallatin, Albany, Chillicothe, Carrollton, Boonville, Beaman, Maysville, Osborn, Pattonsburg, Trenton, and Lamoni in Missouri. Its customers may also access their funds from thousands of surcharge-free ATMs nationwide through the Star and MoneyPass networks. You may view its branch locator to check which locations are closest to you.
BTC Bank Additional Business Banking Services
BTC Bank also offers the following business services: savings and money market accounts, credit cards, revolving lines of credit, commercial real estate and equipment financing, agricultural loans, and wealth management. It currently does not offer Small Business Administration (SBA) funding. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Have you read these BTC Bank business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn what bank we named the best business checking account for small businesses.