California Bank & Trust is a full-service bank headquartered in San Diego, California, with more than 100 branches and ATMs located throughout the state. Their small business offerings include business savings and checking, business loans and lines of credit, real estate financing, treasury management, and more. They have an A+ / BBB rating and a mix of negative and positive reviews online.
California Bank & Trust Business Checking Rates & Fees
|Monthly Fee||$7 per month, waived if:|
$1,000 minimum balance requirement is maintained
If you conduct $1,000 or more in transactions (debits or credits) each month
|Minimum Balance Requirement||$1,000 minimum balance|
|Transaction Fee||50 monthly transaction limit, $0.40 per transaction thereafter|
|Wire Transfer Fee||Incoming (domestic): $14|
Incoming (international): $15
Outgoing (domestic): $30
Outgoing (international): $30 - $50
|Cash Deposit Fee||$3,000 monthly cash deposit limit, $0.15 per $100 thereafter|
|Overdraft Fee||$36 each|
$6 per day Overdraft Service Fee (charged every day beginning the fifth consecutive calendar day the account is overdrawn, maximum of 30 calendar days)
|ATM Fee||Non-California Bank & Trust ATM transactions|
Balance inquiry: $0.75 each
Withdrawal: $2.00 each
California Bank & Trust Network
California Bank & Trust has more than 100 branch offices with ATMs located throughout California. You can use their branch locator to see which locations are closest to you.
California Bank & Trust Additional Business Banking Services
California Bank & Trust also offers the following business services: business savings and money market accounts, business lines of credit and business credit cards, and wealth management, as well as business, SBA, and real estate commercial loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.