California Business Bank has one physical branch located in Irvine, California. Their customers have free access to over 24,000 ATMs nationwide through their MoneyPass network. Their offerings include business checking and money market accounts, business credit cards, and commercial and business loans. They are rated A+ by the BBB, with two customer complaints.
California Business Bank Business Checking Rates & Fees
| Free 50 Business Checking | Interest First Business Checking | |
|---|---|---|
| Monthly Fee | No monthly fee | $15 per month if balance requirement is not met |
| Minimum Balance Requirement | No minimum balance requirement | Average daily balance of $5,000 |
| Transaction Fee | First 50 non-cash transactions are free each month | First 200 non-cash transactions are free each month |
| Wire Transfer Fee | Outgoing (domestic): $25 Outgoing (international): $40 | |
| Cash Deposit Fee | ||
| Overdraft Fee | ||
| ATM Fee | ||
California Business Bank Network
California Business Bank customers can get funds from their physical branch in Irvine, CA, or through more than 24,000 free ATMs nationwide through their MoneyPass network. You can use the MoneyPass ATM locator to see which locations are closest to you.
California Business Bank Additional Business Banking Services
California Business Bank also offers the following business services: online and mobile banking and business money market accounts, as well as business and commercial loans. They currently do not offer business savings accounts, business lines of credit, nor wealth management services. Find out more about their small business offerings on their website.
| Online & Mobile Banking | ✓ |
| Money Market Accounts | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| SBA Loans | ✓ |
| Commercial Real Estate Loans | ✓ |
| Business Savings | x |
| Business Line of Credit | x |
| Wealth Management | x |
Best Small Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.
