California Coast Credit Union has 25 branch locations and over 60 additional CO-OP shared branch locations in San Diego and Riverside counties, plus 30,000 fee-free CO-OP ATMs nationwide and in Canada. Their offerings include business savings and checking, business loans, payroll and merchant services. They have an A+ / BBB rating and generally positive reviews online.
California Coast Credit Union Business Checking Rates & Fees
| Monthly Fee | $8 per month if balance falls below the minimum requirement |
| Minimum Balance Requirement | $2,500 average daily balance |
| Transaction Fee | 100 free per month, $0.15 per item thereafter |
| Wire Transfer Fee | Incoming: $10 Outgoing (domestic): $25 Outgoing (international): $45 |
| Cash Deposit Fee | Free for first $2,500, $0.25 per $100 thereafter |
| Overdraft Fee | 1-3 items: $27 each 4-6 items: $29 each 7 or more: $35 each |
| ATM Fee | Other bank / network balance inquiry: $1.50 each Other bank / network transactions: $2.00 each |
California Coast Credit Union Network
California Coast Credit Union operates 25 branches and is part of the CO-OP interbank network with access to over 30,000 ATMs in the U.S. and Canada. Through that network, the firm also offers CO-OP Shared Branches, which gives members over 60 additional shared branch locations in San Diego and Riverside counties. You can use their branch locator to see which locations are closest to you.
California Coast Credit Union Additional Business Banking Services
California Coast Credit Union also offers the following business services: business savings and money market accounts, business lines of credit and credit cards, commercial real estate financing, SBA loans, and business loans. They currently do not offer wealth management services. Find out more about their small business offerings on their website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Line of Credit | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| SBA Loans | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | x |
Best Small Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.
