California Credit Union is a state-chartered credit union in Southern California with 13 branches in Los Angeles, 11 branches in San Diego, and more than 30,000 surcharge-free ATMs nationwide through the CO-OP network. Their offerings include business checking and savings account, lending services, and cash management. They have an A- / BBB rating and generally positive reviews online.
To be eligible to become a member of California Credit Union, you must live or work in San Diego, Riverside or Orange County, CA, or have a family member who is a Credit Union member, or meet these other requirements.
California Credit Union Business Checking Rates & Fees
|Monthly Fee||$5 per month, waived if balance requirement is met or if issued with eStatements|
|Minimum Balance Requirement||Average daily balance of $1,000|
|Transaction Fee||Free 150 paid items and 20 deposits, $0.25 per additional item and $1.00 per additional deposit|
|Wire Transfer Fee||Incoming: $10|
Outgoing (domestic): $25
Outgoing (international): $35
|Cash Deposit Fee||$0.20 per $100|
|Overdraft Fee||$27 each|
|ATM Fee||Non-California Credit Union ATM transactions: $1.50 + ATM owner surcharge fee|
California Credit Union Network
California Credit Union members have access to 13 branch locations in Los Angeles, 11 branch locations in San Diego County, and more than 30,000 surcharge-free ATMs nationwide through the CO-OP network. You can use their branch locator to see which locations are closest to you.
California Credit Union Additional Business Banking Services
California Credit Union also offers the following business services: business savings and money market accounts, business lines of credit, and wealth management, as well as business, commercial real estate, and business vehicle loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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