Capital One has 755 branches and thousands of free ATMs nationwide through the Allpoint network. Its small business offerings include business savings and checking accounts, lending, escrow express, merchant services, cash flow, wealth management, and retirement plans. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
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Capital One Business Checking Rates & Fees
|Monthly Fee||$15 per month if the balance requirement is not met|
|Minimum Balance Requirement||30- or 90-day account average balance of $2,000 or more|
|Transaction Fee||Unlimited transactions|
|Wire Transfer Fee||Incoming (domestic/international): $15|
Outgoing (domestic): $25
Outgoing (international): $40-$50
|Cash Deposit Fee||$5,000 included monthly at no charge; $1 for every $1,000 deposited after that|
|Overdraft Fee||$35 per item|
|ATM Fee||No fee when you use network ATMs|
Capital One Network
Capital One has 755 branches including 30 cafe-style locations and 2,000 ATMs. It is also part of the Allpoint network, which provides its customers access to thousands of additional surcharge-free ATMs nationwide. You can use its branch locator to check which locations are closest to you.
Capital One Additional Business Banking Services
Capital One also offers the following business services: business savings and money market accounts, lines and loans, credit cards, commercial real estate financing, Small Business Administration funding, equipment and vehicle lending, and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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