Centennial Bank has 165 branch locations in Arkansas, Florida, South Alabama, and New York. Their small business offerings include business savings and checking accounts, lending, cash management, insurance and investment solutions, merchant services, and more. They have an A+ rating from the Better Business Bureau and generally positive reviews online.
Centennial Bank Business Checking Rates & Fees
|Monthly Fee||$10 if balance falls below zero during a statement cycle|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||375 items free per month, $0.40 each thereafter|
|Wire Transfer Fee||Incoming (domestic / foreign): $15.00|
Outgoing (domestic): $25.00
Outgoing (foreign): $50.00
|Cash Deposit Fee||Up to $7,500 free per month, $0.20 per $100 thereafter|
|Overdraft Fee||$35 per item|
|ATM Fee||$2 per foreign ATM transaction|
Centennial Bank Network
Centennial Bank operates 165 branches in Arkansas, Florida, South Alabama, and New York. You can use their branch locator to see which locations are closest to you.
Centennial Bank Additional Business Banking Services
Centennial Bank also offers the following business services: business savings and money market accounts, business lines and credit cards, SBA and business loans, and commercial real estate financing. They currently do not offer wealth management. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.