CenterState Bank has 33 branch locations in Florida and Georgia, as well as thousands of surcharge-free ATMs though their Publix! network. Their small business offerings include business savings and checking accounts, lending, treasury and cash management, merchant services, equipment leasing, and more. They have an A+ BBB rating and generally positive reviews online.
CenterState Bank Business Checking Rates & Fees
|Monthly Fee||$7.95 per month, waived if balance requirement is met|
|Minimum Balance Requirement||$1,000 average daily balance|
|Transaction Fee||150 free items per month, $0.25 per item thereafter|
|Wire Transfer Fee||Incoming (domestic): $15|
Incoming (international): $25
Outgoing (domestic): $25
Outgoing (international): $40
|Cash Deposit Fee||$5,000 free cash deposit per month (exceeding cash limit 3 times in a calendar year will result in account being converted to Small Business Plus Account)|
|Overdraft Fee||$35 per item|
$35 Continuous Overdraft Charge (charged if account stays overdrawn for 7 calendar days)
|ATM Fee||$3 per non-CenterState Bank ATM transaction|
CenterState Bank Network
CenterState Bank currently operates in 33 branches throughout Florida and Georgia. They also offer thousands of surcharge-free ATMs through their Publix! ATM network. You can use their branch locator to see which locations are closest to you.
CenterState Bank Additional Business Banking Services
CenterState Bank also offers the following business services: business savings and money market accounts, business credit cards and lines, wealth management, as well as SBA, business term, and commercial real estate loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.