Central Illinois Bank has seven branches in Illinois, as well as thousands of surcharge-free ATMs worldwide through their Star, Allpoint, and Alliance One networks. Their small business offerings include business savings and checking accounts, lending, merchant services, money management, and capital markets. They are rated A+ by the Better Business Bureau and 3 stars on Yelp.
Central Illinois Bank Business Checking Rates & Fees
|Monthly Fee||$7.50 per month if balance requirement is not met|
|Minimum Balance Requirement||$5,000|
|Transaction Fee||First 75 items included, additional $0.25 each thereafter|
|Wire Transfer Fee||Incoming (domestic): $10|
Incoming (international): $25
Outgoing (domestic): $20
Outgoing (international): $50
|Cash Deposit Fee||$0.10 per $100|
|Overdraft Fee||$32 per item|
$8 per business day charge in excess of 3 days
|ATM Fee||Information not available|
Central Illinois Bank Network
Central Illinois Bank has seven branch locations in Illinois: Bloomington, Champaign, Midtown Champaign, Danville, Monticello, Peoria, and Urbana. Their customers also have access to surcharge-free ATM terminals through their Star, Allpoint, and Alliance One networks. You can use their branch locator to see which locations are closest to you.
Central Illinois Bank Additional Business Banking Services
Central Illinois Bank also offers the following business services: business savings and money market accounts, business loans and lines, credit cards, and commercial real estate financing. They currently do not offer SBA loans and wealth management. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.