CharterBank operates 22 branches in Georgia, Alabama and Florida, with thousands of surcharge-free ATMs nationwide through its Allpoint network. Its small business offerings include business savings and checking, lending, cash management, merchant services and more. It’s rated four stars on Bankrate and 4.5 stars on DepositAccounts.
CharterBank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||Free 1,000 transaction items per month; 25 cents per item thereafter|
|Wire Transfer Fee||Domestic (incoming / outgoing): $20|
International (incoming): $45
International (outgoing): $50
|Cash Deposit Fee||Up to $10,000 currency deposited each month free; $1.50 per $1,000 deposited thereafter|
|Overdraft Fee||$28.95 per item|
|ATM Fee||Non-CharterBank ATM transactions:|
$3 per withdrawal
$1 per balance inquiry
CharterBank operates 22 branches in Georgia, Alabama, and Florida, with thousands of surcharge-free ATMs nationwide through their Allpoint network. You can use their branch locator to see which locations are closest to you.
CharterBank Additional Business Banking Services
CharterBank also offers the following business services: business savings and money market accounts, credit cards, business lines of credit, commercial real estate financing and business loans. Currently, it doesn’t offer Small Business Administration loans and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Checking Account
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.