Citi® / AAdvantage® Executive World Elite Mastercard® is a personal credit card designed for business owners who fly primarily with American Airlines. It offers an Admirals Club® membership with access to more than 50 airport lounges and partner lounges in selected domestic and international destinations. While it doesn’t charge a foreign transaction fee, it comes with a high annual fee of $595.
Citi® / AAdvantage® Executive World Elite™ Mastercard®
BEST FOR:
American Airlines frequent flyers who want premium airport lounge access
- Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 in purchases within the first 3 months of account opening
- 10x AAdvantage® miles for every dollar spent on eligible car rentals booked through aa.com/cars
- 10x AAdvantage® miles for every dollar spent on eligible hotels booked through aa.com/hotels
- 4x AAdvantage® miles for every dollar spent on American Airlines purchases
- 1x AAdvantage® miles for every dollar spent on all other purchases
- 5x AAdvantage® miles for every dollar spent on American Airlines purchases for the rest of the year after meeting the $150,000 cap
Pros
- Welcome offer
- Offers comprehensive travel perks
- Provides Admirals Club® membership
Cons
- Does not have interest-free financing option for both purchases and balance transfers
- Charges high annual fee
- First checked bag free: Offers a free first checked bag on domestic American Airlines itineraries for you and up to eight travel companions on the same reservation.
- Global Entry or TSA PreCheck® application fee credit: You can receive one statement credit up to $100 per account every five years for either the Global Entry or the TSA PreCheck® program application fee
- Discount on inflight food and beverage: You’ll receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines.
- Enhanced airport experience: Enjoy priority check-in, priority airport screening, and priority boarding privileges for you and up to eight travel companions on the same reservation.
- Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 in purchases within the first 3 months of account opening
- 10x AAdvantage® miles for every dollar spent on eligible car rentals booked through aa.com/cars
- 10x AAdvantage® miles for every dollar spent on eligible hotels booked through aa.com/hotels
- 4x AAdvantage® miles for every dollar spent on American Airlines purchases
- 1x AAdvantage® miles for every dollar spent on all other purchases
- 5x AAdvantage® miles for every dollar spent on American Airlines purchases for the rest of the year after meeting the $150,000 cap
Pros
- Welcome offer
- Offers comprehensive travel perks
- Provides Admirals Club® membership
Cons
- Does not have interest-free financing option for both purchases and balance transfers
- Charges high annual fee
- First checked bag free: Offers a free first checked bag on domestic American Airlines itineraries for you and up to eight travel companions on the same reservation.
- Global Entry or TSA PreCheck® application fee credit: You can receive one statement credit up to $100 per account every five years for either the Global Entry or the TSA PreCheck® program application fee
- Discount on inflight food and beverage: You’ll receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines.
- Enhanced airport experience: Enjoy priority check-in, priority airport screening, and priority boarding privileges for you and up to eight travel companions on the same reservation.
When evaluating travel rewards credit cards like the Citi® / AAdvantage® Executive World Elite Mastercard®, we first take into consideration the introductory rewards, ongoing rewards, and additional card features. We also rate the annual fee, ongoing annual percentage rate (APR), and introductory APR.
Grading Criteria | Card Score | Highest Possible Score |
---|---|---|
Ongoing Rewards | 15 | 25 |
Introductory Rewards | 20 | 25 |
Additional Features | 20 | 25 |
Annual Fee | 2 | 15 |
Introductory APR | 0 | 5 |
Ongoing APR | 3 | 5 |
Total Score | 60 | 100 |
Who the Citi® / AAdvantage® Executive World Elite Mastercard® Is Best For
- Those who frequently fly on American Airlines: You’ll earn 4x AAdvantage® miles for every dollar spent on eligible American Airlines purchases. After meeting the $150,000 annual spending cap, you can earn 5x AAdvantage® miles for every dollar spent on American Airlines purchases for the rest of the year.
- Those who want an Admirals Club® membership: It offers a free Admirals Club® membership that allows access to nearly 50 lounge locations worldwide.
See our recommended alternatives below if this card isn’t the best fit for your business.
Citi® / AAdvantage® Executive World Elite Mastercard® Rewards
- 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in purchases within the first three months after opening an account
- 10x AAdvantage® miles for every dollar spent on eligible car rentals booked through aa.com/cars
- 10x AAdvantage® miles for every dollar spent on eligible hotels booked through aa.com/hotels
- 4x AAdvantage® miles for every dollar spent on American Airlines purchases
- 1x AAdvantage® miles for every dollar spent on all other purchases
- 5x AAdvantage® miles for every dollar spent on American Airlines purchases for the rest of the year after meeting the $150,000 cap
Primary cardholders will also receive a 10,000 Loyalty Point bonus after reaching 50,000 Loyalty Points within the year. Earn another 10,000 Loyalty Point bonus after reaching 90,000 Loyalty Points within the same year.
Citi® / AAdvantage® Executive World Elite Mastercard® Calculator
Find out how much you can earn from the Citi® / AAdvantage® Executive World Elite Mastercard® based on your estimated monthly expenses. Our rewards calculator will compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Note that the calculator will assume you met the annual spending cap of $150,000 on American Airlines purchases. Also, each point is valued at 0.017 cents.
How To Redeem Citi® / AAdvantage® Executive World Elite Mastercard® Rewards
You can use your earned miles for travel on American Airlines, American Eagle®, oneworld® airline alliance, and other partner airlines. Other ways to use your earned miles include seat upgrades, car rentals, hotels, and vacations, and Admirals Club® access.
Citi® / AAdvantage® Executive World Elite Mastercard® Features
Travel benefits and protection
- First checked bag free: Get a free first checked bag on domestic American Airlines itineraries for you and up to eight travel companions on the same reservation.
- Admirals Club® membership: Receive full membership access privileges to Admirals Club® lounges, allowing you access to other airline lounges and clubs with which American Airlines may have reciprocal lounge or club access privileges.
- Enhanced airport experience: Enjoy priority check-in, airport screening, and boarding privileges for you and up to eight travel companions on the same reservation. You may check-in at any business class or first class check-in position (if business class isn’t available), regardless of your service class.
- Global Entry or TSA PreCheck® application fee credit: Earn a statement credit of up to $100 per account every four years for either the Global Entry or the TSA PreCheck® program application fee.
Travel Incentives
- Discount on inflight food and beverage: Receive a 25% savings discount on inflight purchases of food and beverages on flights operated by American Airlines. You must pay for these inflight purchases with this card to qualify for the discount.
- Statement credit on Avis and Budget car rental purchases: Earn $1 statement per dollar spent on eligible Avis and Budget car rental purchases, up to $120 per calendar year.
- Lyft credits: Receive $10 Lyft credits (up to a maximum of $120 annually) after taking three eligible rides within a calendar month.
- Statement credit on Grubhub purchases: Get a statement credit of up to $10 per monthly billing statement on eligible Grubhub purchases—up to $120 every 12 billing statements.
Citi® / AAdvantage® Executive World Elite Mastercard® Fees
APR
- Introductory: None
- Ongoing, balance transfers, and Citi Flex Plan: 21.24% to 29.99% variable—adjusts with the prime rate (with a minimum interest charge of no less than 50 cents)
- Cash advance: 29.99% variable—adjusts with the prime rate
- Penalty: Up to 29.99%—will be applied if you either make a late payment or make a returned payment
Fees
- Plan fee (fixed finance change): Monthly fee of 1.72% of each transaction moved to a Citi Flex Plan, subject to a fee based on Citi Flex Plan duration
- Annual: $595
- $175 for up to three authorized users
- $175 for each Authorized User thereafter
- Balance transfer: Either $5 or 5% of the amount of each transfer, whichever is greater
- Foreign transaction: None
- Cash advance: Either $10 or 5% of the amount of each transaction, whichever is greater
- Late and returned payments: Up to $41
Your due date is at least 23 days after the close of each billing cycle.
- Online: Log in to your online account, click “Make a Payment,” and choose how much to pay, when to pay it, and where the payment will be coming from. You can also set up AutoPay for automatic payments to be deducted monthly on your due date.
- Citi Mobile®: You can also pay through the mobile app, which is available for iOS and Android users.
- Phone: Call (800) 950-5114 or the number found on the back of your card, enter your card information, and then follow the prompts to make a payment. If you’re outside the US, call collect at (605) 335-2222.
- Mail: Send either a check or money order (but not cash) to the following address:
PO Box 9001037
Louisville, KY 40290-1037
- Overnight Delivery/Express Payments: Send your check or money order (but not cash) to the following address:
Citibank Express Payments
6716 Grade Ln.
Bldg. 9, Ste. 910
Louisville, KY 40213
- Nearest Citibank ATM: Go to the nearest Citibank ATM, which accepts cash payments of up to $3,000 per monthly credit card account. Visit Citibank’s location finder page to find one near you.
Citi® / AAdvantage® Executive World Elite MasterCard® Alternatives
Chase Ink Business Preferred®
Ink Business Preferred® Credit Card
BEST FOR:
Maximizing travel rewards at a lower annual fee
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
When To Consider the Chase Ink Business Preferred®
- You want to receive a high introductory bonus: This card lets you receive 100,000 bonus points after spending $8,000 on purchases within the first three months after account opening.
- You prefer earning rewards other than travel: This card lets you earn 3 points per dollar spent on the first $150,000 in combined purchases on four categories for each account anniversary year—categories include travel, shipping purchases, advertising on search engines and social media sites, and expenses on internet/cable/phone services.
- You lack a solid business credit history: This card will use your personal credit history to determine whether you qualify for the card.
Other Benefits
- Transfer earned Chase Ultimate Rewards points to participating frequent travel programs at full 1:1 value
- Receive protection on your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Separate business and personal expenses to easily track and monitor records for tax reports
Its high introductory bonus and high credit limit are why it made our lists of the best high-limit business credit cards and best credit cards for new businesses with no credit history. See our roundup of the best Chase business credit cards if you want an alternative business credit card from the issuer.
American Express Business Platinum Card®
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
- $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
- $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
When To Consider the American Express Business Platinum Card®
- You want complimentary access to over 1,400 airport lounges: This card offers The Global Lounge Collection—-which gives you access to more than 1,400 airport lounges in over 140 countries.
- You frequently stay at Marriott Bonvoy hotels: This card provides an upgrade to Marriott Bonvoy™ Gold Elite Status without meeting any stay requirements.
- You primarily stay at Hilton properties: This card provides a Hilton Honors Gold Status—which lets you enjoy benefits at hotels and resorts within the Hilton portfolio.
Other Benefits
- Earn up to 5x points on selected spending categories
- Receive up to over $1,000 in business value from notable brands, such as Adobe and Dell Technologies
- Carry a balance with interest on eligible purchases through the Pay Over Time feature
This card is our leading business credit card with airport lounge access and top recommended high-limit business credit card despite its high annual fee of $695. Check our guide to the best American Express business credit cards for more options.
U.S. Bank Business Altitude ConnectTM World Elite Mastercard®
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations on the first $150,000 in combined annual spend.
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Rewards never expire.
- Earn a $25 statement credit on every three consecutive monthly taxi or rideshare trips.
- No foreign transaction fees.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay® Plan.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
- No foreign transaction fee
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations on the first $150,000 in combined annual spend.
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Rewards never expire.
- Earn a $25 statement credit on every three consecutive monthly taxi or rideshare trips.
- No foreign transaction fees.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay® Plan.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
- No foreign transaction fee
When To Consider the U.S. Bank Business Altitude ConnectTM World Elite Mastercard®
- You want a travel business credit card with a low annual fee: For a low annual fee of $95 (with the first year waived off), you can receive complimentary access to more than 1,300 VIP airport lounges globally through the Priority Pass™ Digital annual membership.
- You have significant fuel expenses: This card lets you earn generous rewards when using it to purchase fuel for your business.
Other Benefits
- Receive 60,000 bonus points after spending $6,000 in purchases within the first 180 days of account opening
- Earn up to 5x points on selected spending categories
- Divide eligible purchases into equal monthly payments with no interest—just a small, fixed monthly fee through the U.S. Bank ExtendPay® Plan
Despite it not offering a 0% introductory period on purchases and balance transfers, this card is included in our roundups of the best small business credit cards, the best fuel cards for small businesses, and the best business credit cards with airport lounge access. You can refer to our list of the best U.S. Bank business credit cards if you want another card from the same issuer.
Frequently Asked Questions (FAQs)
You can apply online for the Citi® / AAdvantage® Executive World Elite Mastercard®. Note that Citi’s time frame is within 30 days, and will need to be reassessed if you weren’t able to receive feedback within this period.
You can find an Admirals Club® lounge in the following cities within the United States:
- Atlanta (ATL)
- Austin, Texas (AUS)
- Boston (BOS)
- Charlotte, North Carolina (CLT)
- Dallas-Fort Worth, Texas (DFW)
- Denver (DEN)
- Honolulu, Hawaii (HNL)
- Los Angeles (LAX)
- Miami (MIA)
- Nashville, Tennessee (BNA)
- New York John F. Kennedy (JFK)
- New York LaGuardia (LGA)
- Newark, New Jersey (EWR)
- Orange County, California (SNA)
- Orlando, Florida (MCO)
- Philadelphia (PHL)
- Phoenix (PHX)
- Pittsburgh (PIT)
- Raleigh-Durham, North Carolina (RDU)
- San Francisco (SFO)
- St. Louis (STL)
- Tampa, Florida (TPA)
- Washington, D.C. (DCA)
Bottom Line
Citi® / AAdvantage® Executive World Elite Mastercard® is a great personal credit card if you fly primarily with American Airlines as you can earn 4x American Airlines AAdvantage® miles for every dollar spent on eligible American Airlines purchases on the first $150,000. A welcome offer of 70,000 American Airlines AAdvantage® bonus miles can be earned after spending $7,000 in purchases within the first three months after account opening. Note that it charges a high annual fee of $595.