Citibank has 2,649 branches in 19 countries, including 723 branches in the U.S., 1,494 branches in Mexico, and 60,000+ fee-free ATMs nationwide. Their small business offerings include business savings and checking, payroll and merchant services, cash management, and more. They have a mix of positive and negative reviews online.
Citibank Business Checking Rates & Fees
|Monthly Fee||$15 per month if minimum balance requirement is not met|
|Minimum Balance Requirement||$5,000 minimum average monthly balance|
|Transaction Fee||Free for first 250 transactions|
|Wire Transfer Fee||Incoming (domestic / international): $15|
Outgoing (domestic): $25
Outgoing (international): $35
|Cash Deposit Fee||$10,000 included monthly currency deposits ($5,000 for New York and Nevada)|
|Overdraft Fee||$34 each, maximum of 4 fees per day|
|ATM Fee||Non-Citibank ATM Fee: $2.50|
Citibank has 2,649 branches in 19 countries, including 723 branches in the United States and 1,494 branches in Mexico, and over 60,000 fee-free ATMs in the US. You can use their branch locator to see what locations are closest to you.
Citibank Additional Business Banking Services
Citibank also offers the following business services: online and mobile banking, business savings and money market accounts, business lines of credit and credit cards, wealth management services, as well as business, SBA, and real estate loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we name the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 6 options.