Citizens State Bank operates branches located in Gainesville, Perry and Steinhatchee in Florida as well as thousands of surcharge-free ATMs nationwide through its VISA, Plus, SUM, NYCE, Intercept and Presto! networks. Its offerings include business savings and checking, business and Small Business Administration (SBA) loans and United States Department of Agriculture Rural Development loans. It is rated five stars on Bankrate and Google.
Citizens State Bank Business Checking Rates & Fees
|Monthly Fee||$35 per month if balance falls below the requirement|
|Minimum Balance Requirement||Monthly average balance of $1,000|
|Transaction Fee||Free for first 250 items each statement cycle, $0.20 each thereafter|
|Wire Transfer Fee||Outgoing customer wire: $20|
Incoming customer wire: $20
Foreign wire: $45
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$30 per item|
|ATM Fee||No ATM fee. However, ATMs owned by non-Citizens State Bank institution may impose a charge.|
Citizens State Bank Network
Citizens State Bank has four physical branches in Florida: two in Gainesville, one in Perry and another one in Steinhatchee. Its customers also have access to thousands of ATMs nationwide through their VISA, Plus, SUM, NYCE, Intercept, and Presto! networks. You can use their branch locator to see which locations are closest to you.
Citizens State Bank Additional Business Banking Services
Citizens State Bank also offers the following business services: business savings, money market accounts, business lines of credit and SBA and business loans. Currently, it doesn’t offer business credit cards, real estate financing or wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||x|
|Commercial Real Estate Loans||x|
Best Small Business Checking Account
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