Citizens State Bank operates 14 branches and four standalone ATMs in Indiana. Its small business offerings include business checking accounts, lending, treasury and wealth management, specialty financing, and more. It is rated A+ by the Better Business Bureau.
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Citizens State Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||1,000 free monthly transactions; if the account exceeds 1,000 transactions, then the account may be converted to another checking product|
|Wire Transfer Fee||Information not available|
|Cash Deposit Fee||Up to $10,000 currency deposited per month with no charge; if the account exceeds the $10,000 monthly limit, then the account may be converted to another checking product|
|Overdraft Fee||$32 per item paid; maximum of $160 per day|
|ATM Fee||Information not available|
Citizens State Bank Network
Citizens State Bank operates 14 branches in Indiana. It also has four additional freestanding ATM locations in New Castle, Dunkirk, and Union City. You may view its branch locator to check which locations are closest to you.
Citizens State Bank Additional Business Banking Services
Citizens State Bank also offers business credit cards, wealth management, and different types of business loans, such as commercial mortgages, equipment financing, and leasing, operating lines of credit, Small Business Administration funding, business acquisition, United States Department of Agriculture loan programs, and flexible spending account loans. Although it offers personal savings accounts, it currently does not have business savings and money market account offerings. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
Best Business Checking Account for Small Businesses
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