Civista Bank has 38 branches in Ohio and Indiana as well as loan production offices in Ohio and Kentucky. Its small business offerings include business savings and checking accounts, lending, cash and risk management, merchant services, wealth management and more. It is rated A+ by the Better Business Bureau and five stars on Bankrate.
Civista Bank Business Checking Rates & Fees
| Monthly Fee | No monthly fee |
| Minimum Balance Requirement | No minimum balance requirement |
| Transaction Fee | First 150 items free; 35 cents each thereafter |
| Wire Transfer Fee | Information not available |
| Cash Deposit Fee | 10 cents per $100 cash deposited over $10,000 per month |
| Overdraft Fee | $35 per item |
| ATM Fee | $2 per Non-Civista ATM transaction |
Civista Bank Network
Civista Bank operates 38 locations in northern, central and southwestern Ohio as well as southeastern Indiana. Its loan production offices are located in Westlake and Mayfield Heights in Ohio and Fort Mitchell in Kentucky. You can use its branch locator to see which locations are closest to you.
Civista Bank Additional Business Banking Services
Civista Bank also offers the following business services: business savings and money market accounts, lines and loans, commercial real estate financing, Small Business Administration funding and wealth management. Currently, it does not offer wealth management. Find out more about its small business offerings on its website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Line of Credit | ✓ |
| Business Loans | ✓ |
| SBA Loans | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | ✓ |
| Business Credit Cards | x |
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.
