Coastal Credit Union operates 22 branches in the Triangle market of North Carolina and serves their members nationwide through a network of 5,000 shared branches and 80,000 surcharge-free ATMs. Their offerings include business savings and checking, lending, investment, insurance, and wealth management. They have an A+ rating from the Better Business Bureau and generally positive reviews online.
To be eligible to become a member of Coastal Credit Union, you must live or work in any of these North Carolina cities, be an immediate family member of a Coastal Credit Union member, or employed by one of the hundreds of eligible associations, organizations or businesses they are partnered with.
Coastal Credit Union Business Checking Rates & Fees
| Monthly Fee | $5 per month if balance requirement is not met |
| Minimum Balance Requirement | $1,500 |
| Transaction Fee | 50 free items per month, $0.50 per item thereafter |
| Wire Transfer Fee | Incoming: $10 Outgoing (domestic): $15 Outgoing (international): $45 |
| Cash Deposit Fee | Information not available |
| Overdraft Fee | $33 per item |
| ATM Fee | Non-Coastal ATM transactions: $2.50 per balance inquiry, 5 free withdrawals per month, $2 each thereafter |
Coastal Credit Union Network
Coastal Credit Union has 22 branches throughout North Carolina’s Triangle market, including Apex, Carrboro, Cary, Durham, Garner, Henderson, Raleigh or Rocky Mount. They also serve their members in all 50 states through a network of 5,000 shared branches and 80,000 surcharge-free ATMs. You can use their branch locator to see which locations are closest to you.
Coastal Credit Union Additional Business Banking Services
Coastal Credit Union also offers the following business services: business savings and money market accounts, loans and credit cards, wealth management, and commercial real estate financing. They currently do not offer business lines of credit and SBA loans. Find out more about their small business offerings on their website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | ✓ |
| Business Line of Credit | x |
| SBA Loans | x |
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.
