Cobalt Credit Union operates 25 branch locations in Nebraska and Iowa. It offers business savings and checking accounts, loans, credit cards, insurance, investments, and more. In this article, we cover Cobalt Credit Union business checking reviews and fees. Ready to get started? Apply now.
Cobalt Credit Union Business Checking Fees & Rates
The Cobalt Credit Union business checking fees include a monthly payment of $10, which can be waived with a minimum average daily balance of $500, an overdraft charge of $35 each, an ATM surcharge of $3 per non-Cobalt ATM transaction, and other fees shown in the table below.
|Monthly Fee||$10 per month if the balance requirement is not met|
|Minimum Balance Requirement||$500 monthly average daily balance|
|Transaction Fee||75 free combined debits and credits per month; 15 cents each additional item|
|Wire Transfer Fees||Incoming: $15|
Outgoing (domestic): $25
Outgoing (international): $40
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$35 per occurrence|
|ATM Fee||Two free non-Cobalt Credit Union ATM transactions per month; $3 each thereafter|
Summary of Cobalt Credit Union Reviews From Around the Web
We compiled online Cobalt Credit Union reviews and found that it is rated A+ by the Better Business Bureau but received generally negative online ratings. Customers who left a negative review complained about unwanted charges in their accounts and its lack of response when it comes to accounts with fraudulent transactions.
Cobalt Credit Union Network
Cobalt Credit Union operates 25 branch locations in Nebraska and Iowa. It also offers thousands of shared branches and surcharge-free ATMs nationwide through its CO-OP, AFFN ATM, and Alliance One networks.
Cobalt Credit Union Additional Business Banking Services
Cobalt Credit Union also offers the following business services: savings and money market accounts, credit cards, commercial lines and loans, Small Business Administration (SBA) funding, and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Have you read these Cobalt Credit Union business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.