Community Spirit Bank has five branches and five ATMs located in Alabama and Mississippi. Their small business offerings include business checking accounts, lending, and credit cards. They have an A+ BBB rating and generally positive reviews on Yelp, Facebook, and Bankrate.com.
Community Spirit Bank Business Checking Rates & Fees
|Monthly Fee||$7 per month if the balance requirement is not met|
|Minimum Balance Requirement||$5,000 daily balance|
|Transaction Fee||Free 30 debits, 20 deposits, 20 foreign checks per month; $0.10 each thereafter|
|Wire Transfer Fee||Information not available|
|Cash Deposit Fee||Information not available|
|Overdraft Fee||Information not available|
|ATM Fee||Information not available|
Community Spirit Bank Network
Community Spirit Bank has four branches in Alabama and one branch in Mississippi. You can use their branch locator to check which locations are closest to you.
Community Spirit Bank Additional Business Banking Services
Community Spirit Bank also offers the following business services: business lines and loans, commercial real estate financing, and credit cards. They currently do not offer business savings, money market, SBA funding, and wealth management. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
Best Business Checking Account for Small Businesses
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.