Cooperative Center Federal Credit Union serves nearly 13,000 members through its branch in Berkeley, California, and more than 5,000 shared branch locations nationwide, with customer access to more than 30,000 surcharge-free ATMs via its CO-OP network. It offers small business checking accounts. It’s rated A+ by the Better Business Bureau with generally positive reviews online.
To be eligible to become a member of Cooperative Center Federal Credit Union, you must work for or be a part of the associations in its charter or be a family member of someone who already is a member of the union.
Cooperative Center Federal Credit Union Business Checking Rates & Fees
|Monthly Fee||$15 per month|
|Minimum Balance Requirement||Minimum balance of $2,000 to earn interest|
|Transaction Fee||Unlimited check writing and debit card use|
|Wire Transfer Fee||Incoming (domestic): $10|
Incoming (international): $50
Outgoing (domestic): $25
Outgoing (international): $50
|Cash Deposit Fee||$2.50 per $1,000 after the first $1,000|
|Overdraft Fee||$28 per item|
|ATM Fee||No fee|
Cooperative Center Federal Credit Union Network
Cooperative Center Federal Credit Union has a single branch location in Berkeley with thousands of ATMs nationwide through the CO-OP network. You can use its branch/ATM locator to see what locations are closest to you.
Cooperative Center Federal Credit Union Additional Business Banking Services
Cooperative Center Federal Credit Union offers business checking accounts through mobile and online banking. Although it offers personal loans and credit cards, it currently doesn’t offer business lending or wealth management services. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
|Business Line of Credit||x|
|Business Credit Cards||x|
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