Cornerstone Bank operates three branches in Atlanta, Decatur and Sandy Springs in Georgia. It also provides its customers access to its funds from any ATMs nationwide for free. Its small business offerings include business checking and saving accounts, lending, merchant services and business insurance. It has an A- rating from the Better Business Bureau and generally positive reviews online.
Cornerstone Bank Business Checking Rates & Fees
| Monthly Fee | No monthly fee |
| Minimum Balance Requirement | No minimum balance requirement |
| Transaction Fee | First 150 items are free; 25 cents per item thereafter |
| Wire Transfer Fee | Incoming (domestic): $15 Incoming (international): $35 Outgoing (domestic): $20 Outgoing (international): $40 |
| Cash Deposit Fee | 25 cents per $100 deposited or purchased |
| Overdraft Fee | $35 per item |
| ATM Fee | No ATM fee |
Cornerstone Bank Network
Cornerstone Bank has three office locations in Georgia: Atlanta, Decatur and Sandy Springs. Its customers may also access their funds from any ATM nationwide at no cost. You can use its branch locator to see which location is closest to you.
Cornerstone Bank Additional Business Banking Services
Cornerstone Bank also offers the following business services: business savings and money market accounts, loans and lines, Small Business Administration loans and commercial real estate financing. Currently, it doesn’t offer business credit cards or wealth management. Find out more about its small business offerings on its website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Line of Credit | ✓ |
| Business Loans | ✓ |
| SBA Loans | ✓ |
| Commercial Real Estate Loans | ✓ |
| Business Credit Cards | x |
| Wealth Management | x |
Best Small Business Checking Account
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.
