The credit card is a solid pick for owners shopping for their first travel rewards card. It charges no annual fee and offers above-average rewards on travel expenses. Plus, the ongoing APR starts at 13.74%, which is the lowest APR among travel cards. The best business credit cards for travel pay up to five points…
All Business Credit Cards Articles - Page 5
How Employee Credit Cards Work & Best Practices to Follow
An employee credit card permits your employee to purchase goods and services on behalf of the company while giving you the ability to monitor and control spending. Many issuers offer free employee credit cards, allowing you to earn rewards on their spending without paying an additional fee per card. Using employee credit cards will save…
Charge Card vs Credit Card: The Differences That Matter
The primary difference between a charge card vs credit card is that charge cards require you to pay your balance in full while credit cards let you carry a balance. Charge cards also have no preset spending limits; credit limits are standard for all credit cards. However, rewards programs are common with both credit cards…
10 Best Business Credit Cards for New Businesses February 2020
The best business credit cards for new businesses offer some mix of introductory and ongoing rewards, low or no annual fees, and interest-free financing for a year or longer on purchases and balance transfers. Some cards charge annual fees up to $95, waived the first year, but that doesn’t mean it’s necessarily a better card….
What Is a Fleet Card & Is It Right for Your Business?
Fleet cards, or fleet fuel cards, are used to maintain company vehicles and help businesses manage fleet-related expenses. Fleet cards are best for businesses with two or more vehicles and use between 1,000 and 5,000 gallons per month. You may also want to consider fleet cards to earn discounts on eligible vehicle-related purchases. What Is…
Your One-stop Shop for Business Charge Cards
Business charge cards allow you to make purchases without using cash on hand. Instead of having a predetermined credit limit like credit cards, business charge cards have no preset spending limit. However, you’re required to repay your balance in full every month to avoid late payment fees. American Express is the only major credit card…
5 Best P-Cards 2019
A purchasing card, also called a P-Card, is a charge card but is used to procure goods and services from merchants without other payment methods, such as checks and automated clearing house (ACH) transactions. How you plan to use a P-Card, its costs, potential benefits, and qualification requirements likely determine the best P-Card for you….
PNC Cash Rewards® Visa Signature® Business Credit Card Review 2020
The earns ongoing rewards of 1.5% cash back on all purchases and has an introductory cash bonus of $200 when you meet spending requirements. Cardholders can also have their monthly maintenance fees waived when they set up credit card payments from their PNC checking. The PNC Cash Rewards® Visa Signature® Business Credit Card offers additional…
PNC Travel Rewards Visa® Business Credit Card Review 2019
The is best for business owners looking for travel rewards without the hassle of tracking spending categories. Business owners who already bank with PNC can get their checking fees waived after meeting certain requirements. Cardholders also get double the miles on the first $2,500 spent on purchases. Compared to other credit cards, the PNC Travel…
How Do Business Credit Cards Work?
Business credit cards are short-term funding options for owners looking to finance ongoing business expenses. These cards have costs, including annual percentage rates (APRs) and annual fees. They allow business owners to keep personal expenses separate as well as manage employee expenses. Owners will need at least a personal credit score of 640 to qualify….
How to Choose a Business Credit Card & Requirements to Get One
Understanding how to choose a business credit card is a seven-step process. The process includes knowing how a business credit card works, reviewing where your business spends the most, and examining potential fees and rewards. Your business’s spending goals and the rewards or perks you want to receive likely determine the best card for you….
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Bank of America® Business Advantage Cash Rewards Mastercard® Credit Card Review
The credit card is a great cash back business card for owners with a strong existing bank relationship. Your deposits could increase your card rewards by 75%. Without those bonuses, this is just an average rewards card. The ongoing APR is as low as 13.74%. The best cash back business credit cards pay up to…