Both Global Entry and TSA PreCheck are government programs that offer faster security clearance to low-risk, domestic and international travelers. TSA PreCheck offers expedited Transportation Security Administration (TSA) lines at more than 200 United States airports while Global Entry is tailored for international travelers who want expedited US customs screening plus TSA PreCheck benefits. When…
All Personal Credit Cards Articles - Page 2
TSA PreCheck: What It Is, How to Apply, and Benefits
TSA PreCheck is a government program that gives low-risk travelers access to expedited Transportation Security Administration (TSA) security lines at more than 200 airports in the United States. You’ll pay a nonrefundable $85 TSA Precheck application fee ($100 for foreign residents), which is due every five years for renewal of your membership. TSA PreCheck can…
How to Request a Citi Credit Limit Increase
Citibank allows cardholders to request credit limit increases online, on the mobile app, and over the phone with customer support. Issuers often consider your debt-to-income ratio (DTI), which should be below 40% for approval. Typically, you need a personal credit score of 680 or above and credit utilization below 30% to qualify. Whether you need…
How to Request a Wells Fargo Credit Limit Increase
You can request a Wells Fargo Credit Limit increase over the phone or by applying for a new credit card. Consumers with a credit score above 670 and with a credit utilization below 30% have the best chance of getting approved. Cardholders should wait six months after establishing the card before requesting an increase. Some…
How Fixed-rate Credit Cards Work & Where to Find One
Fixed-rate credit cards charge an annual percentage rate (APR) that remains unchanged throughout the life of the account. They differ from variable-rate cards, which have APRs that change over time. Fixed-rate cards are best for anyone who carries a balance and wants to avoid future rate hikes. These cards are offered primarily through credit unions….
How to Request a U.S. Bank Credit Limit Increase
You can request a U.S. Bank credit limit increase online or by calling customer support. Alternatively, you can apply for a new credit card to increase your total available credit. Either way, you’ll typically need a personal credit score of at least 680, a credit utilization ratio below 30%, and a good payment history. Often,…
How to Increase Your Credit Limit With TD Bank
You can request a credit limit increase with TD Bank online, through its app, or by calling customer support. Alternatively, you can apply for a new credit card to increase your total available credit. It’s crucial to have a personal credit score above 680, a low credit utilization ratio, and a timely payment history. Sometimes,…
Secured vs Unsecured Credit Card: Differences & Which Is Best
Issuers of unsecured credit cards extend a line of credit based on your credit score and income. Issuers of secured credit cards extend a line of credit equal to a required cash deposit. Both cards come with fees and interest charged on carried balances. Most people with a 640+ credit score get unsecured credit cards….