Desert Community Bank operates six branches in California with available ATMs in all branches and more than 55,000 ATMs worldwide through its Allpoint network. Its small business offerings include business checking and savings, lending services, treasury management and more. It has a mix of positive and negative reviews online.
Desert Community Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||Up to 200 free transactions per month, 50 cents for each additional transaction thereafter|
|Wire Transfer Fee||Incoming (domestic): $10|
Incoming (international): $15
Outgoing (domestic): $30
Outgoing (international): $45
|Cash Deposit Fee||No fees on cash deposits up to $5,000 per month; 20 cents per $100 thereafter|
|Overdraft Fee||$36 per item; maximum of 5 fees per day|
Consecutive days overdrawn (OD) fee: $6 per business day
|ATM Fee||Non-Desert Community Bank ATM fee: $2.50 each|
Desert Community Bank Network
Desert Community Bank has six branches in California and a network of more than 55,000 Allpoint ATMs worldwide. You can use its branch locator to see what locations are closest to you.
Desert Community Bank Additional Business Banking Services
Desert Community Bank also offers the following business services: business savings and money market accounts, business credit cards and lines of credit, and different types of loans including Small Business Administration, business and commercial real estate loans. Currently, it doesn’t offer wealth management. Find out more about their small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.