E-Central Credit Union has branches located throughout California. It also has 5,000 shared branch locations and more than 30,000 surcharge-free ATMs nationwide through its CO-OP network. Its small business offerings include business savings and checking, business and commercial loans, merchant services and more. It has a mix of positive and negative reviews online.
To be eligible to become a member of E-Central Credit Union, you must be a family member or household partner of a current E-Central Credit Union member, work for one of its select employee groups or live, work, attend school or worship in San Gabriel Valley, Commerce or a neighboring city, including these.
E-Central Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||100 free drafts by check or debit card and 20 free deposits per month; 25 cents per item for checks or debits and $1 per deposit thereafter|
|Wire Transfer Fee||Outgoing (domestic): $25|
Outgoing (international): $40
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$29 each|
|ATM Fee||5 fee-free universal ATM withdrawals per month|
E-Central Credit Union Network
E-Central Credit Union is headquartered in Pasadena, California, serving Southern California members throughout Los Angeles including Pasadena, South Pasadena, Alhambra, San Marino, Arcadia, Sierra Madre, Altadena, Temple City, Monrovia and others. It is also a member of the CO-OP network, which gives its members access to 5,000 shared branches and 30,000 surcharge-free ATMs nationwide. You can use its branch locator to see what locations are closest to you.
E-Central Credit Union Additional Business Banking Services
E-Central Credit Union also offers the following business services: business savings and money market accounts, business lines of credit and Small Business Administration loans, business loan programs and commercial real estate financing. Currently, it doesn’t offer business credit cards or wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Commercial Real Estate Loans||✓|
|Business Credit Cards||x|
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