Ferguson Federal Credit Union has seven offices in Mississippi and thousands of CO-OP surcharge-free ATMs nationwide. It offers business savings and checking accounts, lending, direct deposits, notary services, safe deposit boxes, and insurance. Here we cover Ferguson Federal Credit Union business checking reviews & fees. Ready to get started? Apply now.
Ferguson Federal Credit Union Business Checking Fees & Rates
The Ferguson Federal Credit Union business checking fees include no monthly payment, no minimum balance requirement, and other charges, such as an outgoing wire transfer fee ($25 each), overdraft charge ($30 each), and ATM surcharge ($2 per foreign ATM transaction) among others.
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||Unlimited free transactions|
|Wire Transfer Fee||Outgoing wire transfer: $25 each|
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$30 each|
$5 weekly Negative Account Balance Fee (following five business days since the date of overdraft)
|ATM Fee||$2 per out-of-network ATM transaction|
Summary of Ferguson Federal Credit Union Reviews From Around the Web
We compiled online Ferguson Federal Credit Union reviews from Facebook and Google and found that it has generally positive reviews. Customers who left reviews said that it offers high-quality service and that it has great employees.
Ferguson Federal Credit Union Network
Ferguson Federal Credit Union has seven offices in Mississippi. It is also part of the CO-OP network, which provides its members access to over 30,000 surcharge-free ATMs nationwide. Its membership is open to anyone who lives, works, worships, attends school, or owns a business in Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Simpson, Walthall, or a portion of Rankin Counties in Mississippi. You may view its branch locator to check which locations are closest to you.
Ferguson Federal Credit Union Additional Business Banking Services
Ferguson Federal Credit Union also offers business savings accounts, credit cards, term loans, commercial real estate financing, Small Business Administration (SBA) funding, and farm equipment lending. It currently does not offer business money market accounts and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
Best Business Checking Account for Small Businesses
Have you read these Ferguson Federal Credit Union business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.