All Business Loans Articles

7 Best Small Business Lines of Credit 2020

By Dennis Shirshikov on March 26, 2020 | Business Loans, Buyers Guide, Financing | Comments (0)

Business owners use small business lines of credit (LOCs) for short-term working capital needs because they can borrow funds repeatedly. The best small business lines of credit are unsecured, meaning there is no collateral like inventory or real estate. Some of the best business LOC providers can fund up to $250,000 the same day. 7…

Best SBA Lenders: Top 100 SBA Lenders

By Tricia Tetreault on March 26, 2020 | Business Loans, Directory, Financing | Comments (6)

With more than 3,000 SBA lenders nationwide, choosing the best SBA lender can be difficult. Some of the best lenders approve average Small Business Administration (SBA) loan amounts ranging from $75,000 to $1.5 million, with interest rates averaging 6.5% to 9.4%. We’ve provided reviews for the top 10 SBA lenders and listed the top 100…

5 Best Unsecured Business Loans 2020

By Dennis Shirshikov on March 19, 2020 | Business Loans, Buyers Guide, Financing | Comments (0)

Some business owners can’t or don’t want to pledge specific assets—personal or business—as security for a business loan. Many traditional lenders require business loans to be supported by collateral, such as real estate or equipment. The best unsecured business loans offer large amounts of funding—quickly—with easy-to-meet qualifications. Top 5 Unsecured Business Loans How We Evaluated…

SBA Disaster Loans: Interest Rates, Qualifications & How to Apply

By Tricia Tetreault on March 18, 2020 | Business Loans, Financing, Ultimate Guide | Comments (2)

Small Business Administration (SBA) disaster loans provide businesses with affordable financing for disaster recovery. Businesses, nonprofit organizations, homeowners, and renters are eligible for funding with repayment terms up to 30 years and interest rates starting at 1.75%. Applicants can receive initial funding five days after signing loan closing documents. If you want to apply for…

SBA Loans: Types, Rates & Requirements

By Tricia Tetreault on March 13, 2020 | Business Loans, Financing, Ultimate Guide | Comments (16)

The Small Business Administration (SBA) guarantees business loans issued by approved lenders. SBA loans, though difficult to qualify for, carry low interest rates up to 11% with terms up to 25 years. The six types of SBA loans are 7(a) loans, community development corporation (CDC)/504 loans, CAPLines, export loans, microloans, and disaster loans. offers SBA…

8 Best Alternative Business Loans

By Dennis Shirshikov on March 11, 2020 | Business Loans, Buyers Guide, Financing | Comments (0)

Alternative business loans offer flexible credit requirements, easy online applications, and quick access to funds for small business owners that don’t qualify for traditional financing. Alternative business funding encompasses several financing solutions, including short-term working capital, long-term equipment, inventory, and real estate financing. 8 Alternative Business Funding Options 1. Short-term Business Loans Short-term business loans…

BlueVine vs Fundbox: Costs, Terms & Which Is Best

By Dennis Shirshikov on February 28, 2020 | Business Loans, Financing, Versus | Comments (0)

BlueVine, an invoice factoring provider, offers business owners the opportunity to sell their invoices at a discount to receive funding up to $5 million. Fundbox offers business owners a line of credit up to $100,000 with easier-to-meet requirements. BlueVine is the best overall option because it offers invoice factoring in addition to short-term loans and…

5 Best Business Loans for Bad Credit 2020

By Dennis Shirshikov on February 18, 2020 | Business Loans, Buyers Guide, Financing | Comments (14)

Half of all business owners don’t qualify for traditional business loans because they have bad credit scores, according to the Federal Reserve. Online lenders offer small business loans to borrowers with credit scores of 600 and lower, but these bad credit business loans carry high overall costs. Top 5 Bad Credit Business Loans How We…

Same Day Business Loans: 5 Quick Loan Options

By Dennis Shirshikov on February 10, 2020 | Business Loans, Buyers Guide, Financing | Comments (0)

Businesses often have unexpected expenses or time-sensitive opportunities that require immediate funding. Getting funded by a bank can take weeks, but some online lenders can provide same-day business loans. We evaluated more than a dozen same day business loan providers and identified the five best for next-day funding. Top 5 Same Day Business Loans 2020…

Amazon Corporate Credit Line & 3 Alternatives 2020

By Dennis Shirshikov on February 5, 2020 | Business Loans, Buyers Guide, Financing | Comments (0)

The Amazon Corporate Credit Line is a financing option for businesses and government institutions that make purchases on Amazon.com. This loan is best for firms that have been in business for at least two years or for owners willing to offer a personal promise to repay what they borrow. Amazon offers two different versions of…

Commercial Real Estate Loan Rates 2020

By Tricia Tetreault on February 1, 2020 | Business Loans, Financing, What is | Comments (4)

Commercial real estate loan rates remain at near all time lows, making now a great time for small business owners to purchase or refinance commercial property. A variety of different lenders make commercial real estate loans. This article covers how commercial real estate loan rates work and the interest rates that different types of lenders…

SBA Loan Rates 2020 – Current Interest Rates and How They Work

By Tricia Tetreault on February 1, 2020 | Business Loans, Financing, What is | Comments (100)

The affordability of Small Business Administration (SBA) loan rates attracts many small businesses that may not otherwise be able to obtain affordable financing. Whether you are considering an SBA 7(a) loan, Express loan, microloan, or Community Development Company (CDC)/504 loan, the SBA loan rates you receive will likely be more affordable than most other financing…