First Commerce Credit Union has 12 branches serving North Florida and South Georgia, as well as thousands of free ATMs nationwide through their Accel network. Their small business offerings include business savings and checking accounts, lending, cash management, merchant and payroll services, investment and insurance solutions, and more. They have generally positive reviews online.
To be eligible to become a member of First Commerce Credit Union, you must live or work in one these areas in Florida and/or Georgia.
First Commerce Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee `||Unlimited transactions and check writing|
|Wire Transfer Fee||Incoming (domestic / international): $9|
Outgoing (domestic): $14
Outgoing (international): $35
|Cash Deposit Fee||$1.25 per $1,000 fee applies to cash transactions in excess of $10,000 per month|
|Overdraft Fee||$29.99 per item|
|ATM Fee||Free for the first 4 non-First Commerce Credit Union ATM withdrawals per month, $2 each thereafter|
First Commerce Credit Union Network
First Commerce Credit Union has 12 branches serving North Florida and South Georgia. They also offer thousands of surcharge-free ATMs nationwide through their Accel network. You can use their branch locator to see which locations are closest to you.
First Commerce Credit Union Additional Business Banking Services
First Commerce Credit Union also offers the following business services: business savings and money market accounts, credit cards, business lines of credit, as well as SBA, business term, and commercial real estate loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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