First Community Bank of Central Alabama has seven branches in Alabama and hundreds of surcharge-free ATMs nationwide through its NYCE, PLUS, and SUM ATM networks. It offers business savings and checking accounts, lending, merchant services, and remote deposit capture. It is rated five stars on WalletHub.
First Community Bank of Central Alabama Business Checking Rates & Fees
|Monthly Fee||$10 per month if the balance requirement is not met|
|Minimum Balance Requirement||$10,000|
|Transaction Fee||500 free deposited items; 10 cents each thereafter|
200 free debits; 24 cents each thereafter
50 free credits; 25 cents each thereafter
|Wire Transfer Fee||Domestic (outgoing: $15|
Foreign (incoming): $5
Foreign (outgoing): $25
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$33 per item|
|ATM Fee||No fee when you use network ATMs|
First Community Bank of Central Alabama Network
First Community Bank of Central Alabama has seven branches in Alabama and hundreds of surcharge-free ATMs nationwide through its NYCE, PLUS, and SUM ATM networks. You can use its branch locator to check which locations are closest to you.
First Community Bank of Central Alabama Additional Business Banking Services
First Community Bank of Central Alabama also offers the following business services: business savings and money market accounts, lines of credit, commercial loans and mortgages and wealth management. Currently, it does not offer business credit cards. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Commercial Real Estate Loans||✓|
|Business Credit Cards||x|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.