First Credit Union has eight locations across Phoenix and Tucson in Arizona as well as thousands of shared branches and surcharge-free ATMs nationwide through the CO-OP network. Its small business offerings include business savings and checking accounts, credit cards, and wealth management. It has an A+ rating by the Better Business Bureau and generally positive reviews on Yelp.
First Credit Union offers membership to anyone who lives, works, or worships within a 10-mile radius of any First Credit Union branch, or anyone who meets its other eligibility requirements.
First Credit Union Business Checking Rates & Fees
|Monthly Fee||$12 per month (reduced to $10 if enrolled in eDocuments and waived if the balance requirement is met|
|Minimum Balance Requirement||$1,500 minimum daily balance|
|Transaction Fee||50 free transactions per month; 30 cents each thereafter|
|Wire Transfer Fee||Outgoing (domestic): $20|
Outgoing (international): $40
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$35 per item|
|ATM Fee||$4.50 per out-of-network withdrawal|
First Credit Union Network
First Credit Union has eight locations across the Phoenix and Tucson metropolitan areas. They are also part of the CO-OP network, which provides its members access to thousands of shared branches and surcharge-free ATMs nationwide. You can use its branch locator to check which locations are closest to you.
First Credit Union Additional Business Banking Services
First Credit Union also offers the following business services: business savings and money market accounts, credit cards, and wealth management. Although it offers personal and other types of loans, it currently does not provide business and commercial loan programs. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||x|
|Business Line of Credit||x|
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