First National Bank Texas operates over 300 locations in Texas, New Mexico, and Arizona. They also offer additional surcharge-free ATMs through their Gold Key ATM network. Their small business offerings include business checking accounts, lending, merchant services, and insurance. They have an A+ BBB rating and generally positive reviews online.
First National Bank Texas Business Checking Rates & Fees
|Monthly Fee||$11.97 per month, waived if you complete 10 card purchases per statement cycle |
Maintain the balance requirement
|Minimum Balance Requirement||$250 minimum daily balance|
|Transaction Fee||50 free items deposited per statement cycle|
|Wire Transfer Fee||Incoming (domestic): $10|
Outgoing (domestic): $25
|Cash Deposit Fee||$0.35 per $1,000 cash deposited|
|Overdraft Fee||$34 per item|
$34 Negative Balance Fee (charged if the account is negative for 7 consecutive banking days)
|ATM Fee||$2.50 per foreign ATM transaction|
First National Bank Texas Network
First National Bank Texas operates over 300 locations in Texas, New Mexico, and Arizona. They also offer additional surcharge-free ATMs through their Gold Key ATM network. You can use their branch locator to check which locations are closest to you.
First National Bank Texas Additional Business Banking Services
First National Bank Texas also offers the following business services: business money market accounts, business and SBA loans, and commercial real estate financing. Although they offer personal savings accounts, they currently do not have business savings account offerings. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Commercial Real Estate Loans||✓|
|Business Credit Cards||x|
Best Business Checking Account for Small Businesses
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.