First New York Federal Credit Union has six branch locations in the Capital District of New York. Their partnership with CO-OP Shared Branch network allows their customers to transact at over 5,000 CO-OP shared branches and nearly 30,000 CO-OP shared ATMs. Their business offerings include business savings and checking, loans, investment planning, and more. They have an A+ BBB rating, and generally positive reviews online.
To be eligible to become a member of First New York Federal Credit Union, you must live, work, worship or attend school in Albany, Schenectady, Saratoga, Rensselaer or Schoharie county, or you must be an immediate family member of someone who is eligible for membership.
First New York Federal Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||250 free check deposits per month, 250 free checks paid per month, $0.20 each transaction thereafter|
|Wire Transfer Fee||Incoming transfer: FREE|
Outgoing (domestic): $20.00
Outgoing (international): $40.00
|Cash Deposit Fee||N/A|
|Overdraft Fee||$30 each|
|ATM Fee||ATM transaction at ATMs other than FNYFCU: $1.00 each transaction|
First New York Federal Credit Union Network
First New York has locations in the Capital District, plus their customers can conduct transactions at one of over 5,000 CO-OP shared branches and nearly 30,000 CO-OP shared ATMs. You can use their branch locator to see what locations are closest to you.
First New York Federal Credit Union Additional Business Banking Services
First New York Federal Credit Union also offers the following business services: business savings and money market accounts, mobile and online banking, business and commercial real estate loans, and business line of credit. They currently do not offer business credit cards and wealth management services. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||x|
|Commercial Real Estate Loans||✓|
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