First State Bank operates three offices and four ATMs in the Panhandle region of Texas, including Stratford, Dumas and Dalhart. Its small business offerings include business savings and checking, commercial loans, merchant services and investment solutions. There are currently no available online reviews for First State Bank.
First State Bank Business Checking Rates & Fees
|Monthly Fee||$10 per month if balance requirement is not met|
|Minimum Balance Requirement||Average daily balance of $1,500|
|Transaction Fee||20 free checks/debits per statement cycle; 17 cents each thereafter (no per check charge if average balance remains above $1,500)|
|Wire Transfer Fee||Domestic (incoming): Free|
Domestic (outgoing): $10
International (incoming/outgoing): $55
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$25 each|
|ATM Fee||Non-First State Bank ATM transactions:|
50 cents per balance inquiry
$1 per withdrawal
First State Bank Network
First State Bank has three offices in Stratford, Dumas and Dalhart in Texas, and all branches have accessible ATMs. You can use its branch locator to see which locations are closest to you.
First State Bank Additional Business Banking Services
First State Bank also offers the following business services: business savings and money market accounts and commercial real estate loans. Although it offers other loans like agricultural and mortgage loans, it currently doesn’t offer business or Small Business Administration loans, business credit cards or business lines of credit. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Commercial Real Estate Loans||✓|
|Business Line of Credit||x|
|Business Credit Cards||x|
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