FirstCapital Bank of Texas has branches serving West Texas, the Texas Panhandle and Texas Hill Country with more than 55,000 free ATMs worldwide through its Allpoint network. Its small business offerings include business savings and checking, lending services, cash and treasury management and merchant services. It has an A+ rating from the Better Business Bureau and generally positive reviews online.
FirstCapital Bank of Texas Business Checking Rates & Fees
|Monthly Fee||$12 per month|
|Minimum Balance Requirement||No balance requirement|
|Transaction Fee||First 100 debits and 150 deposits are free; 25 cents per debit and 10 cents per deposit thereafter|
|Wire Transfer Fee||Domestic: $20|
|Cash Deposit Fee||Information not available|
|Overdraft Fee||1st-2nd items in the previous 12 months: $14 per item|
3rd-5th items in the previous 12 months: $22 per item
6th-9th items in the previous 12 months: $28 per item
10th or more items in the previous 12 months: $35 per item
$7 per day daily overdraft fee (if your account is overdrawn for five consecutive business days)
|ATM Fee||Non-FirstCapital Bank of Texas transactions: $1 each|
FirstCapital Bank of Texas Network
FirstCapital Bank of Texas has branches serving West Texas, the Texas Panhandle and Texas Hill Country. You can use its branch locator to see which locations are closest to you.
FirstCapital Bank of Texas Additional Business Banking Services
FirstCapital Bank of Texas also offers the following business services: business savings and money market accounts, business loans and lines of credit, business credit cards, Small Business Administration loans and commercial real estate financing. Currently, it doesn’t offer wealth management services. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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