Florida Credit Union has 11 branches serving five North-Central Florida cities: Gainesville, Ocala, Starke, Lake City and DeLand with thousands of free ATMs nationwide through its Star and Presto! ATM networks. Its offerings include business checking, loans and lines of credit, merchant processing and investments services. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
Florida Credit Union membership is open to anyone who lives and works in these 30 North Florida and Central Florida counties.
Florida Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||225 free transactions per month|
|Wire Transfer Fee||Incoming: $15|
International wires (minimum $1,000): $50
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$41 per item|
|ATM Fee||$8 free per month; $1 each thereafter|
Florida Credit Union Network
Florida Credit Union has 11 branches serving North Florida and Central Florida area. It also provides its members easy access to cash 24/7 through thousands of Star and Presto! ATMs. You can use its branch locator to see which locations are closest to you.
Florida Credit Union Additional Business Banking Services
Florida Credit Union also offers the following business services: business money market accounts, credit cards, business lines of credit as well as Small Business Administration, business and commercial real estate financing. Currently, it doesn’t offer business savings accounts or wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Checking Account
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.