FOCUS Bank has 10 branches and 19 ATM locations in Arkansas and Missouri. Its small business offerings include business checking accounts, lending, credit cards, merchant card processing, payroll services, and remote deposit capture. It is rated A+ by the Better Business Bureau.
FOCUS Bank Business Checking Rates & Fees
|Free Business Checking||Business Checking|
|Monthly Fee||No monthly fee||$6 per month if the balance requirement is not met|
|Minimum Balance Requirement||No minimum balance requirement||$500|
|Transaction Fee||300 free transactions per month; 19 cents each thereafter||500 free transactions per month; balance analysis calculates fees for transactions thereafter|
|Wire Transfer Fee|
Domestic (outgoing): $20
|Cash Deposit Fee|
$5 Daily Overdraft Fee (every third business day after being overdrawn for 3 consecutive business days)
FOCUS Bank Network
FOCUS Bank has 10 branches and 19 ATM locations in Arkansas and Missouri. You can use its branch locator to check which locations are closest to you.
FOCUS Bank Additional Business Banking Services
FOCUS Bank also offers the following business services: business money market accounts, lines of credit, business term loans, commercial real estate financing, Small Business Administration funding, and credit cards. Currently, it does not offer business savings account or wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.